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Four Ways You Can Boost Your Income This Year

I’m sure that many of us would love to be in a situation where we can boost our income, but often we have no idea what to do. We can feel trapped by our current situation or income, and less likely to believe that there are ways we can boost our finances and improve the situation. But there are things you can do, and often simple changes or a different approach can improve things for the better. I thought I would share with you what some of them are.

Boost Your Income

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Changing your career

One of the first and biggest changes you can make could be your career. You can start by looking at your current job and career and see if there is any way you could improve it, perhaps a pay rise is on the cards or a promotion maybe. But, sometimes the best option is to change your career completely. Not all of us can leave a job and survive on no income while learning something new, which is why so many people consider online courses and degrees that they can do in their own time. It might be that you want to think about something like an online midwifery program, nursing or caring, management or maybe something specific like law practice. Knowing what you want to do is the first step, and then finding the right path to take to make it happen.

Using your spare time more wisely

If you like your job but find that your income is a little restricted and no change of earning much more there are other things you could do. We all have a bit of spare time that we could use more wisely. This is when the internet could be a great place to earn some extra funds. It could be filling out online surveys, or website testing, or it might be securing mystery shopping jobs which not only pay you a fee but could even provide a meal out or money towards shopping for goods.

Preparing for any spending you need to do

We all have to spend at some point, even if it is fuel for the car or food that we eat, but that doesn’t mean to say you can’t get the best possible deal when doing that necessary spending. Food can be a big expense each week, but meal planning and preparing a list can significantly reduce what you buy and spend. You can also spend some time looking for coupons and vouchers to help bring the cost down of other necessities like clothes, for example.



An overhaul of your current financial situation

Finally, you may want to spend time looking at your current financial position and seeing if there are any ways to make improvements. It could be that switching providers for some of those monthly bills like energy and insurance might provide bigger savings. It might be that you have debts going out of your account you thought had been cancelled. Maybe tackling any debt you have and focusing on paying it off.

I hope that these options help you to boost your income this year.


The Bias Against Motorcyclists Still Lives On

We want to know what’s the fastest mode of transport from point A to point B? Well, public transport may get a bad wrap from time to time, but trains are known to be one of the fastest ways you can get around. But what if you don’t want to go the public route and just be on your own? Then the old argument of cars vs. motorcycles comes back to everyone’s lips. The bare truth is that motorcycles will always be quicker than cars. It’s isn’t just that they accelerate harder and usually have a higher top speed, it’s that if you’re skilled enough, you can weave your way through traffic. Rather than wait at every red light and be just another motorist stuck in a traffic jam, motorcyclists can avoid all of these things by a bit of skillful riding and timing. Because of all these opportunities that riders have, they are often seen as the instigators in a road accident. Despite being less of a threat and also being so much more maneuverable, a lot of the time motorcycles are treated as a nuisance by drivers. Yet when a crash happens, the shocking thing is that riders are usually blamed disproportionately. So how could you handle the clear bias against yourself if you do love to travel around on two wheels?

Source Alex Borland

Get precautionary equipment

Proving who caused a road accident is like a game of chess. Everything is going to be taken into account, from the cars and motorcycles involved, the conditions, the day, time, location, road signs, traffic lights, pedestrians and much more. So in order to protect yourself from any undue blame, it’s time for riders to give no chance for the other parties to accuse you. Buy some extended mirrors for your motorcycle that allows you not just to see who is behind you from a transfixed angle but who is in the other lanes beside you. With a large and wide-angle mirror, you can see the vehicles that are either side of the car that is directly behind you. This means you get a three-lane vision of what’s going on behind you. With a raiser kit for the mirrors, you can place them higher. Thus you can also see who is driving and note their actions. Mirror raisers do this by sticking up from your handlebars. They don’t get in the way of your hands, so accelerating and braking are not obstructed in any way. It’s also wise to get a GoPro camera which video documents everything that happens to you. This way if a car pulls out in front of you from a side street and you’re traveling on the main road, the video footage will clearly show the negligence of the driver that caused you to slam into them.

Why is there a bias?

It’s quite obvious to some people why there is an inherent bias toward motorcyclists. They’re small and fast, so sometimes the police will be wary of who to blame when they arrive to a crash scene involving a motorcycle. The basic case against riders is that it’s seen as their job to make themselves seen and heard to car drivers. Due to the way cars are designed right now, the pillars block the vision of the driver from seeing a smaller object such as a motorcyclist. This means that drivers are more challenged to find where a rider might be at any given moment. Perhaps the most powerful reason for the bias against motorcyclists is that they can fit into more blind spots than a car could. Drivers are not trained to look for more than one blind spot. Their main blindspot to cars is just over their inner shoulder where their side mirrors cannot expose what is there. However, riders can fit into a blind spot that is on the outer shoulder of the driver too because they are much smaller than a car.

It’s also a fact that many riders who own and use high-performance motorcycles are prone to speeding. Since motorcycles cannot turn as well as cars even at low speed, when they are speeding riders need to take a long and wide line in and out of a corner. It’s not normal to drive over into another lane to make a turn which is why drivers react late to a rider doing this. Police and insurance companies know how motorcycles behave, but most drivers do not.

Photo by pxhere

Fighting for innocence

Despite it being an unfair world for riders, this doesn’t mean you should just roll over and have your belly tickled like a dog. You should and must fight for your innocence when you have done nothing wrong. Serious injury lawyers are the type of legal team you need to contact when you have been hurt on the road as a motorcyclist. It’s in an insurance company’s interest to limit the amount of payment they give you and avoiding paying to fix your motorcycle. Any gap in time you allow to occur since the accident to your claim will be seen as weakness. Why would you take so long if you were so confident in your innocence they will say. Legal teams won’t allow them to get away with this and clearly point out their bias against you. They know that you as a motorcyclist do face an unfair prejudice and you’re an easy scapegoat for the party that caused the accident and their insurance. The lawyers will calculate all the costs that you have or potentially might incur for repairs of both vehicles and of course your medical bills. They’ll factor in emotional stress and any time you miss off work whereby you’re losing income.



The world on the roads is almost an opposite to the normal pedestrian way of moving about. Every driver and rider is going to be held to a much higher standard of safety because you’re all living with higher stakes. Every day there are fatal accidents on the roads and motorcycles riders are the majority victims. Yet there is a clear bias against riders because drivers aren’t trained to look out for and avoid riders. Don’t give them a chance to pin the blame on you when you’re involved in an accident by getting the right kind of protective equipment for your motorcycle.


Are People The Heartbeat Of Your Medical Care Business? (They Should Be)

The healthcare sector is an appealing prospect for any entrepreneur with a caring attitude. After all, the industry offers far more security than many of the alternatives. Moreover, there’s the chance to make a genuine difference to humanity while also generating a decent level of revenue.

While you will be required to keep an eye on the financial aspects, you must not overlook the importance of people. They hold the key to your success on both a business and a moral level. Here’s how you can take better care of them so that they can take better care of you.

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Focus On The Staff

Even if you take a hands-on approach to providing care, your direct interactions with patients will be limited. Therefore, getting the staffing elements right has to be a priority for any business owner in this field.

Learning to invest in your staff can cover many different aspects. Ultimately, though, keeping them happy and motivated should be top of the agenda. Remember to invest in their development so that they can continue to provide patients with the best care for many years to come.

The importance of the staff is present across all sectors of the healthcare industry. Take care of them, and they will take care of the patients.

Put The Patients First

When working in any aspect of the private healthcare sector, it’s imperative that all patients are treated to the best care. Aside from the moral obligations, this is vital for business as poor treatments will lead to patients going elsewhere.

When providing treatments, whether it be operations or dentistry work, having the best equipment and machinery is key. However, it’s not all about the care itself. Communication is a crucial aspect. This is why simple additions like SMS appointment reminders will work wonders. Knowing that the business is organized will put patients at ease.

On a similar note, providing clear info about what to expect from care, including home assistance task, should leave a positive mark.

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Team Up With Others

In business, you learn pretty quickly that the brand image counts for a lot. The process of establishment can be one of the most difficult factors of all, so why not gain a head start by skipping that stage altogether.

Taking on a home care assistance franchise gives you the branding platform and the general blueprint for success. In turn, this allows you to focus more on the people involved, from staff to patients. This can only aid your hopes of building a strong reputation and solid business plan too.

Those sentiments also ring true for doctors surgeries, eye doctors, and other business concepts.



Consider Family Members

While keeping the patients happy is the priority at all times, you can take things one step further by keeping family members in the loop. This is especially true for businesses like dementia care homes but can be equally rewarding for a host of other companies.

Simple gestures go a long way. Making the car parking facilities free for visitors and maintaining communication is beneficial. Healthcare facilities that give physical treatments can provide support for families that need to provide aftercare . This advice can be priceless.

When the families and the patients are all on side, you should find that they promote your business to others that may require your services.

 


6Richest Self-Made Millionaires Under 20

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When we hear about the richest children in the world, we instantly think of kids who are born into rich families. The first people that come to mind are the royal babies of Prince William and Kate Middleton, the Jolie-Pitt children, or Bill Gates’ kids. But did you know that there are also self-made millionaires who are under the age of 20?
That’s right. There are kids and teenagers who are already earning their own millions. As of April 2018, these are six of the richest self-made millionaires, based on their net worth, who are under 20 years old.

Ryan ToysReview, 7
Estimated Net Worth: $11 million

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Some of the richest YouTubers arePewDiePie, Smosh, and Jake and Logan Paul. But the youngest and one of the most profitable YouTubers is a seven-year-old! With 13 million subscribers at the time of writing, Ryan ToysReview is a family-run YouTube channel that features a kid named Ryan who unboxes and reviews various kids’ toys. As his YouTube bio claims, “Toys Review for kids by a kid!” And that’s probably why he became internationally famous – honest toy reviews by an actual kid.

Jaden Smith, 19
Estimated Net Worth: $8 million

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If your parents are superstars, you don’t have to work at all and still be rich. But like Will Smith and Jada Pinkett Smith, their son Jaden is a passionate artist who won’t let his talents go to waste. His movies, including The Pursuit of Happyness and The Karate Kid, have largely contributed to his worth, but Jaden is also a rapper, singer, and songwriter. He also owns a clothing brand and is a partner in a spring water company.

Rico Rodriguez, 19
Estimated Net Worth: $7 million

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Best known for his role as Manny in the family sitcom Modern Family, Rico earns $20,000 per episode of the show. He and his Modern Family castmates won the Outstanding Performance by an Ensemble in a Comedy Series award at the Screen Actors Guild Awards for four years in a row (2010-2013). Aside from being an actor, he also wrote a book, Reel Life Lessons… So Far published in 2012.

Willow Smith, 17
Estimated Net Worth: $4 million

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Also on this list is Jaden’s sister, Willow. Remember the hit song Whip My Hair and the little girl in the video? Yup, that’s her and she’s 17 now. Her debut single sold about 1.31 million copies, earning $1.7 million in October 2010. Although best known as an R&B singer, Willow started as an actress and has starred in I Am Legend’and in Madagascar 2: Escape to Africa. She remains active in the music industry and is an ambassador for a project that supports kids in Africa who were orphaned by AIDS.

Ben Pasternak, 18
Estimated Net Worth: $4 million

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At 14, he created his first app, Impossible Rush. Who knew that an app born out of boredom in his high school class would change his life? And due to the success of Impossible Rush in the iOS App Store, he created a follow-up, Impossible Dial, which also became a success. Then at 15, Ben was the youngest person to receive venture capital in technology for his third app, Flogg. In 2016, Ben co-founded another app, Monkey, which was sold to HOLLA Ltd. in 2017.

Jackie Evancho, 17
Estimated Net Worth: $2.5 million

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Since 2009 (at age nine!), Jackie has released an EP that reached platinum status and seven albums. Before she finished 2nd place in America’s Got Talent fifth season in 2010, she has alreadygained attention from all over the world via her independent releases and viral videos of her performance as a classical crossover singer. Her platinum-selling O Holy Night EP made her the best-selling debut artist of 2010.

If these kids did it, you can do it, too! All it takes is patience and determination. As cliché as it sounds, but being patient and determined can get you anywhere you dream to be, that’s for sure. Maybe you’re not an entertainer or a tech prodigy, but there are many other ways to become financially successful. Let these kids serve as an inspiration for you to become more resourceful and smarter with your choices in life.



Even if you’re past 20, it’s not too late! There is no required age for becoming successful. The first step to wealth is arming yourself with smart money management skills. Get started with the help of insightful blogs and success stories. Even entertainment materials, including movies, graphic novels, and comicstackle real-life scenarios thatcan help you get a better grasp of how to get your finances in order.

AUTHOR BIO:
Sid Liquigan
MobiusComic.com


What Makes Platinum So Special?

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Platinum – the name means “little silver” – was only identified as a unique element in the middle of the 18th century. Since its discovery, chemists were intrigued by this metal, which they described as “unmeltable” and “infusible” (which meant they couldn’t melt it and mix it into alloys with other metals). They knew – as chemistry is perhaps the most intuitive of the sciences – that it was very special somehow and they were right.

Nowadays we still have a lot of respect and use for platinum; it’s not as beautiful as gold or as easily-mined as silver, but it’s still available here if you want to own some for yourself. If, on the other hand, you want to find out more about how we use Pt, as it’s known to its IUPAC chums, then read on.

It’s helping the environment

The primary use for platinum is in our automotive catalysts. Around 40% of the platinum we have is used here to help to reduce harmful emissions from diesel engines. Our environmental rules are getting stricter, too, so more platinum is used in each new model of catalytic converter.

Other industries use it to speed up reactions

As platinum doesn’t react (well, hardly, anyway), it’s used as a substrate for other compounds to react with each other. Platinum catalysts are used in petroleum refinery, as well as in the production of medicines, synthetic fibres, plastics, fertilizers and dyes; this accounts of 7% of its worldwide usage.

We also it for jewelry

A third of our platinum goes into jewelry. It’s rarer than gold, as well as being a lot harder, so these properties make it an attractive metal, especially in China, where platinum jewelry is very popular.

It’s invaluable in the glass industry

With its very high melting point of 1,768C (gold’s melting point is 1,064C), platinum is ideal for handling molten glass and for drawing glass fibres. This function takes up 2% of our stocks.

It’s used in our bodies

Because it’s the least reactive metal, it can be safely used in medical implants like pacemakers and in medical instruments for surgery, so 3% of the metal is put to work here. Even better, platinum is used in anti-cancer drugs, where it stops the abnormally-rapid replication of DNA in the cancerous cells.

It’s already in your home

Platinum, because of its unreactive nature, is also used in electrics. You can find it in thermo-couples for measuring high temperatures, as well as in LCD screens, in the coating of hard memory disks and in top-end spark plugs. These uses account for around 5% of its consumption.

It’s the metal of the future

An increasingly important use for platinum is in fuel cells. These power cells were invented in the 19th century and left dormant (as it were) for more than a century, when they were used to power satellites and spacecraft. Almost all of our major car manufacturers have developed and produced their fuel cell-powered vehicles; these vehicles are 100% electric, but they can refuel in a matter of minutes rather than hours (as is the case with battery-powered cars). The only waste product from these cells is water, so we could see them replacing the internal combustion engine before the century is out.


Is A Used Car Really Cheaper?

What is the first car that new drivers purchase, assuming that you didn’t receive a vehicle from your parents? The make is irrelevant, but the model is likely to be second-hand. Young drivers are managing a tight budget, and therefore, they prefer keeping the expense under control. While they are often in an early professional position in their career – some of them are still going to college – the budget for the purchase of the vehicle is kept to a minimum. Indeed, the price of the car is often the first criteria that young drivers need to check to make their choices. Only then can they consider the make and design. However, this leaves an important issue unaddressed. Can you save money in the long-term when you choose to use a second-hand car or does the vehicle generate high and costs that could have been avoided with a brand new car? In fact, you’d be surprised to know that, the only way to grab yourself a bargain with a used vehicle is to have an extended knowledge of the relevant mechanics, market and legal covers.

Is a second-hand car saving you money?

Why it’s best to go with a used car

For young drivers who are just starting with their first job, or even still finishing their studies, it can be difficult to gather the money necessary to purchase a new car on their own. There are, naturally, bank loans that are available for all. But let’s be honest, what are the chances that you get a decent loan agreement when you haven’t even had the time to build a credit history? Besides, as most young professionals are busy repaying their student loans, it’s likely that they”ll pass on applying for a further loan. Ultimately, everyone will own in average 13 cars through their lifetime, with each car costing an average of $30,000, you will end up spending almost $400,000 on cars only. Consequently, buying cheaper cars can let you save a lot of money in the long term, and maybe can facilitate other essential expenses, such as becoming a homeowner for instance. That’s where a second-hand car comes in. Indeed, you can find excellent used cars at a bargain price, after the depreciation hit. Indeed, a brand new car loses 20% of its value the moment you purchase it. Which means that, even if you take good care of it, you’ll never be able to sell at a profit. For used vehicles, the depreciation has already occurred, meaning that you can buy a cheaper car, and still resell it at a reasonable price. Additionally, you’ll find the insurance costs to be advantageous when you’re looking to cover a second-hand vehicle compared to a new model. And this goes without mentioning the fact that you might feel less nervous, as a young driver, to own a car that might have a few signs of wear and tear.

Know your car mechanics

Admittedly, while a used car might appear cheaper at first, it’s essential to make sure that you’re buying a reliable and sturdy vehicle. Brand new cars are under the manufacturer’s warranty for any mechanical fault. But, when it comes to second-hand vehicles, it’s a different kettle of fish. It’s your responsibility, as a future buyer, to check the vehicle carefully and thoroughly. Start by reviewing the shape of the car, as this can help you to identify signs of sagging. Under the hood, you will have to check for rust, hoses, belts, corrosion and leaks to make sure you’re choosing a vehicle with a good engine.

Are you getting coned?

If you’re using a private buyer instead of a professional dealer, you might find it difficult to check for the service history, as some car owners might service their cars at home. Unless you have a confident knowledge of cars, you should always choose vehicles that have a full service history, so that you can find out about the car’s issues and maintenance status. Additionally, it’s important to stay away from private buyers who can’t provide a full service history if you’re still an inexperienced driver. Indeed, the tales of young drivers coned by private buyers in purchasing a vehicle that has a hidden history are numerous. From undisclosed car accidents to stolen vehicles, there are a lot of risks.

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Get your car covered

There is no car purchase with discussing the merit of car insurances. For used cars, the costs of insurance tend to be low, making it easier to get a car cover without breaking the bank, especially as some car insurers will boost fees for young drivers. Additionally, when you buy a vehicle that has had a previous owner, you might want to look for some mechanical reliability to make sure that you don’t have to deal with unexpected repair bills. Have a look at Carchex’s best used car warranty companies to help extend the life of your vehicle. Indeed, old cars will need to get engine, transmission and drive axle components repaired as time passes, even if you take good care of them. Consequently, a warranty cover can make sure that your repair costs won’t ruin you.

Used car or using a car?

What if you just need a vehicle for a limited time, such as driving to work on an out-of-town project for a couple of weeks? If this is the case, you might not need to look for a car to purchase, but only a car that you can borrow. You can refer to car renting agencies to define the best option for your needs. Most agencies offer a discount to customers who need to hire a vehicle for consecutive days or weeks. These agencies will also suggest taking an additional cover to the cost of the rental. Or you might choose to use the car of a friend or a relative, instead of buying a used car. You can find temporary car insurance deals to cover you while you use someone else’s car. This temporary cover is necessary to protect both your driving licence and the car owner in case of accidents.

Ultimately, there is more than one possible option when it comes to buying a car. From choosing trusted dealers and a car warranty when you select a used car to organizing a meeting with a private seller to review the vehicle, you need to pick the option that offers you the most valuable and reliable solution. Otherwise, your used car might be the ruin of you.


The Blockchain developments which are very soon coming in the year 2018

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During the year 2017, the entire industry was a witness to few of the biggest technology players which made noteworthy moves in the blockchain technology. Besides IBM and Microsoft, Oracle also announced in the month of October a brand new blockchain service offering which is based on cloud technology while SAP opened its easy access to its own version of the May offering. With such updates down the lane, it is rather safe to claim that Fortune 500 companies are gradually pairing with other providers to explore the uses of blockchain in the businesses.

There are several government bodies which are collaborating on the different possible benefits of the blockchain technology and there are few smart entrepreneurs who are thinking about how technology can be utilized as the base of new apps and smartphones. As we follow the journey of Bitcoin, here is what we can see unfolding in 2018.

  • The Middle East and Asia will push blockchain aggressively

The interest of people towards blockchain will keep remaining pretty high both in the Middle East and in Asia and there are few of the biggest banking institutions which will move ahead with different Blockchain projects, especially in payments. For instance, the banks in South Korea and Japan will just begin testing the blockchain technology which could accomplish international transfers on the same day and cut down costs by at least 30%.

  • Cybersecurity will magnify the adoption of blockchain technology

As there is a sudden rise of ransomware attacks which demand cryptocurrencies, IoT and blockchain cybersecurity with defenses that are based on the technologies of cryptocurrency. This might sound futuristic and fantastic but the welcoming of blockchain security tools will definitely be the biggest thing ever in blockchain. There have been few major breaches in Equifax which proved that companies are not able to protect their present identity data system and hence there is a need for a more secure identity approach based on blockchain.

  • A seismic jump in ICOs

As per recent reports, there is going to be a seismic jump in ICOs in 2017 since the cryptocurrency ecosystem will expand in a big way. In the coming year, the pace of growth of ICOs will grow sooner and this will overtake the venture of capital funding even in a better way.

  • Insurance and finance will go in

The finance and the insurance sectors are 2 of the most famous ones to experience a threatening disruption due to the blockchain technology. Insurance will very soon become one of the hottest areas as processing claims and complicated multi-party processes will show the business value of blockchain automation. JP Morgan will open cryptocurrency trading desk in spite of the viral comments of Jamie Dimon.



  • Privatization and automation are yet to come in

Blockchain will bring about digital transformation of the enterprise specifically with digitization, automation of the processes, tokenization of different physical activities and assets and codification of different complicated contracts. Besides this, the governance issues will keep plaguing bitcoin, ethereum and as the new challenges emerged. The enterprises will be driven to private blockchains this won’t slow down the growth of cryptocurrencies.

Therefore, when the blockchain technology is yet to create a staggering impact, you should take into account the above mentioned developments in the technology industry.


Retailers who are sailing on the 2018 death watch – What’s in store for these companies?

Retailers

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The last year has remained bleak and gloomy for majority of the retailers. More than 20 retailers like Toys R Us, Radio Shack and HHGregg have filed for bankruptcy and few of them were even liquidated. Now that we’ve stepped into the New Year 2018, are things going to get better in 2018? Probably no! Things might get even worse in the New Year. In fact, the CNBC says that the things will most likely get worse in the initial part of 2018 and it is going to get tough for the retailers.

The few companies, the names of which are listed below will have all suffered in 2017. While many have closed down their stores, there are some others who also filed for bankruptcy. Take a look at some of the most prominent retailers who are struggling while stepping into 2018.

#1: Sears Holding

Leaving SHLD (Sears Holding) off the list of companies which are not going to survive in 2018 will be like eliminating the name of Tom Brady from the discussion of the famous quarterbacks. It is really unfortunate to note that Sears have been reverse moving for many years now, losing all the money and closing down stores at a pretty significant way. The little they have survived, they did it by selling their assets, borrowing money from their CEO, named Edward Lampert. Since the company is running out of more things to sell, they will probably close down in 2018.

#2: J.C. Penney

J.C Penney is not sailing on the same ship as Sears. Their CEO Marvin Ellison has taken few bold steps and comparatively, their store sales have been boosting but yet the chain of stores keeps losing money. So, in spite of the increase in sales, their loss grew to more than $128 million in the latest quarter from $67 million in the third quarter of 2016.

#3: Toy R Us

Reports reveal that Toy R Us had filed for bankruptcy way back in September and they also secured $3.1 billion in bankruptcy from a group of lenders, which suggested that the company is going to emerge from their poor financial state. But there is no such guarantee to this. The main problem with them is that the climate in which this company operated hasn’t ever improved. There are few rivals and competitors of Toy R Us which are selling toys at huge discounts in order to attract customers. Meanwhile this online retailer is moving towards bankruptcy.

#4: Claire’s stores

It was in 2017 that Claire’s was listed in the names of the top companies are probably not going to survive in 2018. However, their condition has become better slightly. During the last quarter, the sales rose by 0.8% and the same store sales rose by 1.2%. This chain is also going to be put underwater in 2018.

Therefore, if you’re wondering about the way in which the best stores are going to operate in the New Year, you should learn lessons from the above mentioned chain stores which are on the verge of filing bankruptcy and closing down.


The Financial Implications Of Being Without A Job

Being out of work is one of the things that most people dread. The issue is that when you are out of work, you have no income, which means that your finances can end up in a mess. You can struggle to cope with your living expenses and staying on top of your bills, and can even end up in debt because of this.

The fact is that being out of work can have a huge impact on various areas of your life, and all because when you aren’t working you aren’t earning. There is a silver lining to this situation, however, and that is that there is usually a way that you can get by without earning, at least for a short period of time while you take steps to get back on your feet.

It’s not easy managing your finances when you are out of work, but below are some tips that should make it slightly easier for you to do so.

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Dip into your savings

While you are out of work, you need to find another source of revenue. Otherwise, you are going to struggle to stay on top of your finances and keep your bills and living expenses in check. If you have a savings account with enough funds in it to live off for a while, this is one option to consider. You might not want to ‘waste’ your savings, but the fact is that if you need them, you need them. You can always replace them when you get back on your feet.

Find another revenue source

When it comes to finding another source of revenue to support yourself while you are out of work, aside from your savings, of course, you need to consider why you are out of work. For instance, if you chose to quit your job, getting any kind of assistance may prove impossible. However, if you were made redundant through no fault of your own, such as the company going bankrupt, you may be able to get financial aid from the government. Or, if you are out of work due to sickness or injury, you may be able to claim sick pay from your employer. If the accident or injury was not your fault, you might also be able to look into taking legal action, such as through the Robinette Legal Group. Say, for instance, your accident was caused by a car accident where a drunk driver was at the wheel, or you injured yourself at work due to negligence, you may have a case for compensation and loss of earnings.

Budget carefully

Ensure that any funds you do have, that you budget carefully. The fact is that when it comes to managing on a small amount of funds, budgeting is the key to success. If you aren’t mindful of your spending, you will struggle to get by on a small budget. You may even end up in debt, as you won’t be able to effectively live within your means.

Being without a job has many implications and can completely devastate your finances. However, it doesn’t have to do so; if you are smart about how you live and what you spend, you can make it easier to manage financially, while you are out of work.


What Should You Do When You’ve Been Involved In An Accident?

Time of need

If you’ve been in an accident, it can be easy to feel helpless about the situation as a whole. Sometimes it can be hard to prove who’s at fault, and you may end up without the right compensation, and if you’re severely injured by this; you deserve something to help overcome it. Some people are left with major life-changing injuries, like being permanently in a wheelchair, or maybe you lost an entire limb. It can all depend on the scale of the accident, but in any case, there will be costs to cover and justice to be found. So how can you make the best of this unfortunate situation?

(Source: Pixabay)

Setting plans

After an accident, most people are left shaken up and possibly poor tempered. At this point, it can be pretty difficult to act rationally, which means you may have to seek others to act for you. While you may know what to do in these cases, it’s important personal injury attorney when trying to solve the incident; you wouldn’t want to make the scenario worse for yourself. You also need to consider the resources and time you have to make for you to put a compelling case together; it can be tricky if you’re not entirely aware of the legal system.

You should think about hiring professionals to aid you in sorting out the situation, as you’re much more likely to get the results you’re after when the people who represent you are highly experienced. Hiring a personal injury attorney is one of the best ways to ensure you get the compensation you need and deserve; you can’t expect to have access to the same contacts and knowledge if you’re not a part of the system yourself. Like mentioned before, it can be difficult to act rationally if you’re harboring a grudge, so it’s best to find someone who knows how they should act on your behalf.

Not only can hiring a professional increase your odds of receiving the compensation, but there may be other options you can pick to ease the whole process. In some cases, taking the person to court isn’t necessary, which means you can save a lot of time and effort when the right deals are made. First of all though, before going into all the effort; it’s vital that you’re aware whether the crime was your fault or not.

Compensation

The injury you get from an accident can make your life much more difficult, and it can mean you have to give up your job and everything you enjoy. Imagine one day you can suddenly no longer walk because of someone else’s fault. Even if you don’t want the money, you may need it to help you get through future costs. In some cases you may feel bad for the person who caused the accident, as they had no poor intentions; however, sometimes they deserve the punishment, especially if the crash was caused by drinking or texting while driving.


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