Got No Credit? Want To Build Some?

Building up your credit can take time – but what if you have no credit to begin with? How do you build credit when you are just starting out? If you are just beginning, you’ve probably run into the problem…

How To Get Out Of Debt – Fast!

Are you hopelessly in debt? Have you maxed out your credit cards and feel like you have nowhere to turn to? Is your net worth now in the negative? Don’t despair. There is a way to change your current situation.…

The Coming Credit Card Debt Apocalypse

At the worst possible time for millions of Americans struggling to feed their families and maintain their residences amidst a still stifling post recessionary economy — much of the United States still besieged by ruined markets and bleak financial indicators…

Benefits And Drawbacks Of New Credit Card Debt Laws

Although there hasn’t been nearly enough time for the effects of the Credit Card Accountability Responsibility and Disclosure Act — passed into law by the Congress of the United States of America in the late spring of 2009 (and implemented…

Are you using the wrong credit card?

You may be thinking a credit card is a credit card, so there’s really no difference between two squares of the same plastic. This cannot be farther from the truth. Credit cards, like anything else in life, have a certain…

A College Freshman’s Guide To Credit Card Debt

When surveyed about the reasons that they first take out a credit card, college students inevitably rank a concern for credit scores as their primary motivation, beating out even convenience and protection in case of emergencies.  To a degree, of…

New Government Watchdog Group Monitors Credit Card Debt Companies

Although the legislation empowering the Consumer Financial Protection division of the federal government won’t formally take effect until the third week of July, the largest corporations issuing credit card debt accounts have already started making changes to their policies in…

The Economy and Personal Debt

The UK economy appears to have finally escaped the spectra of recession, but growth remains low.  The latest snapshot from the National Institute for GDP indicate a slowdown in month on month growth, which it said showed a “picture of…

Credit Card Defaults Hit New Low

Five out of six major credit card providers in the US have reported further reductions in credit card debt. Overall credit card debt stood at $785 billion at the end of March, according to the Federal Reserve. Figures for April…