Credit Cards vs. Personal Loans: What is Right for You?

The decision for the best method of borrowing money when times are tough depends on a multitude of factors. For some people, getting emergency access to cash may be best done through a credit card, while for others; the best…

Tips on Building Your Credit Rating in College

Whether you have just entered college or if you’re already enrolled and you’re seeking ways to secure your financial future, building your credit rating can help in many areas of life. When you’re in college, building your credit rating is…

3 Lesser Known Ways of Raising Cash

When a person wants to borrow money they will normally turn to their bank or other similar financial institution. Whilst this can represent some of the most affordable ways to finance, this type of funding will very often require an…

Ways to Improve Your Financial Situation

How nice it would be if we could just have enough money to do exactly what we want, when we want? To not have to worry about any more debt?  We all dream of that financial freedom, but unfortunately it…

The Changing Face of Payment Processing

It’s hard to believe that the modern credit card is, for all intents and purposes, less than 50 years old. Today, just about every business accepts credit cards, from department stores to fast food restaurants to gas stations. Over the…

7 Ways in Which a Low Credit Score will Cost You Big-time!

Suffering from a Low Credit Score? Are you one of those people who can’t seem to track where their credit score is headed? If that really is the case then you may just be heading towards paving the way towards…

How to Take Control of your Credit Card Debt

Credit card debt is one of the single biggest issues affecting people in the UK, as people are often tempted by the benefits of a credit card but then struggle to pay the necessary monthly repayments. From May 2012, the…

What is the Future of my Debts if my IVA Fails?

If I may ask you, what is an IVA, and then the best answer for it would be, an IVA or individual voluntary arrangement is extensively used for resolving personal debt problems. It is a repayment plan (fixed term) that is…

Think Again About That StayCation, The Right Credit Card Could Make a Vacation Affordable

This article comes from our friends at Card Hub, a website that helps consumers find the best credit cards for their needs. The weather is hot, the kids are out of school, and for many of us the air conditioning…

CashBack Credit Cards – How do they Work?

Many credit cards these days have reward schemes in place that companies use to highlight themselves as the best credit card available. While most cards have frequent flyer points as the main reward there are some credit cards called cashback…