Managing Your Finances: Why Your Credit Rating Is So Important

In today’s digitized world, everything, including money, has been given the ability to be transported through electronic signals, going in and out of several computers, before finally landing, hopefully, in the right hands. In the last decade, the use of…

The Three Steps to Fixing Your Credit

There are a couple of things that you need to know about having less than perfect credit  The first is that there are more people out there whose credit profiles are not nearly as awesome as they’d like them to…

Medical Cards: Should You Opt for Them?

Medical credit cards are often regarded as a godsend gift by cash strapped individuals, without medical insurance, hit by medical emergency. Scores of Americans have found themselves in a stressful situation during health related emergencies. The credit card companies have…

Your Credit Scores: How Much Do You Know About Them?

How often have you heard the term “credit score”? Perhaps— many a times. Yes, you know that it will be one of the key factors considered by lenders when you are looking for loans of any kind—be it cars, mortgage,…

What to Do If You Have Credit Issues?

Credit issues can impact just about every aspect of your life. Why? If you do not have a good credit score, it is harder to qualify for mortgage loans, auto loans and other types of financing. In addition, a bad…

Should You Cancel Old Credit Cards Or Reapply For New Ones?

Most people have at least one credit card. Even if you’re not using the card, and you’re not interested in swapping the balance to another lender, it still might be worth cancelling the card and switching to another one. With…

Credit Card Debt Weighing You Down?

The world revolves on credit. More and more individuals are dependent on these plastic cards for their daily survival. The problem with this is that you lose financial accountability and sound judgment over a period of time. Without credit cards…

How Important Is Your Rental History

How important is rental history when your trying to get that new apartment you just viewed? Apartment owners and landlords use a variety of different metrics to determine whether or not your rental application will be approved.  Nowadays, your actual…

Credit Rating Plan to Crack Down on Fraudulent Practices

Great Britain has a welfare budget problem and ministers have reported that they are planning to crack down on welfare cheats. In a recent article a No 10 spokesman was quoted as saying, “Getting the welfare budget under control is…

Four Naughty Credit Cards Spending Habits You Need To Fix

It is common knowledge that Santa Claus is making a list and checking it twice,  that he’s gonna find out who’s naughty and nice. But that’s just for kids.  Adults get into all sorts of mischief without the benefit of…