A College Freshman’s Guide To Credit Card Debt

When surveyed about the reasons that they first take out a credit card, college students inevitably rank a concern for credit scores as their primary motivation, beating out even convenience and protection in case of emergencies.  To a degree, of…

New Government Watchdog Group Monitors Credit Card Debt Companies

Although the legislation empowering the Consumer Financial Protection division of the federal government won’t formally take effect until the third week of July, the largest corporations issuing credit card debt accounts have already started making changes to their policies in…

Credit Card Defaults Hit New Low

Five out of six major credit card providers in the US have reported further reductions in credit card debt. Overall credit card debt stood at $785 billion at the end of March, according to the Federal Reserve. Figures for April…

New Limits On Credit Card Debt Spending

In this age of credit card debt relief nightmares, when so very many Americans find themselves in the position of begging lenders for debt settlement negotiation just to avoid bankruptcy, it seems a tad silly that anyone would spend time…

Would New Federal Controls On Credit Card Debt Collection Help Consumers?

As a result of increasing public pressure for governmental support of debt relief measures (spearheaded by the ever more powerful advocacy groups tackling the basest tendencies of the credit card debt industry), commentators and pundits familiar with the goings on…

How to Settle a Deficiency from a Car Repossession

Consumers who are searching for credit card debt assistance often have problems with other types of loans as well, including car loans. The unfortunate part of this is that a car can be repossessed by the creditor when as little…

Consolidating Your Credit Debts to Save Money

Consolidating your credit card debt is one of the best moves you can make to save money.  This is a crucial step in improving your credit score for the future and insuring you have enough money each month.  With the…

How To Be Debt Free

The credit boom and subsequent credit crunch of the last decade has left many Americans with an overwhelming level of debt that they have no real means of ever paying back. And this will no doubt have been a contributory…

how to apply a credit card

Things to consider when applying for a credit card

Once you’ve decided to get a credit card, there are many more decisions to be made. While the plethora of different deals, prices and types of credit on offer can be confusing, it’s important to take the time to really…

Credit Card Debt Solutions, Ideas to Help Your Household Budget

Practical credit card debt solutions to implement today!