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Credit Scores: What Hurts Them?

Have you ever tried to get something on credit but got “declined” for it? If so, it probably meant that you had a low credit score. In a nutshell, credit scores are what companies use to decide whether someone has a low enough risk to offer finance. Scores get calculated on numerous factors, primarily a...

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Clever Tools To Help You In The Fight Against Bad Debt

Bad debts can be incredibly harmful and impact your life in a multitude of different ways. You will find borrowing money becomes impossible, or, at the very least, extremely expensive. It will be tough to get simple things like a smartphone contract, and you might even struggle to pass a landlord’s credit check if you...

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How to Go about Home Equity Loan without a Credit Check

When you have bad credit, it’s often quite difficult for you to secure your home equity loan. You must consider the potential risks associated with such loans whenever you come across ads depicting a “no credit check”. Whenever you lose your house it’s certainly a more helpless situation than when you default on your credit...

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Why Does Bad Credit Matter? And What Can You Do About It?

One of the biggest problems with a bad credit rating is the fact that it can seriously curtail your borrowing options. Most people would like to be able to borrow money for, say, a car or a house. But with a bad credit rating, you’re unlikely going to be able to do either, unless you...

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Do You Have Bad Credit? Here’s How To Fix It

A few simple mistakes and your life can take a big hit. At least, that is how it feels when you have bad credit. Just whispering the words makes banks run and hide. And, if you need a cash injection, you need them out in the open. Of course, there are ways around bad credit....

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Three Ways to Boost Business Credit

In the digital era, more and more start-ups are finding their feet every day. Up until a few years ago, it was incredibly difficult for these insightful and gutsy entrepreneurs to gain any financial backing, as the drive for lenders to support them was at an all-time low after the financial crash. However, things are...