An online savings account is an important tool to have in your financial arsenal as it can help you be prepared for an emergency expense or unexpected income loss. As well as allow you to save for a holiday, a household purchase, kids’ schooling, or your own dreams, all without having to resort to using...
Spending money is easy. Keeping track of the money in our accounts is the hard part. In today’s digital world, much banking is done online. Many people take advantage of banking technology by having their paychecks automatically deposited into their accounts each month. Others sign up for automatic bill pay for all of their monthly...
In this volatile economy, foreclosure rates are skyrocketing. For a homeowner, their last chance at avoiding foreclosure is a short sale. For the buyer, that can be a tough situation to move into. The decision to put an offer on a home that is being sold as a short sale can be confusing. Researching a...
Last fall when President Obama announced his plan to ease student loan burdens, it meant that student borrowers who have made their monthly student loan payments for a period of at least 20 years after leaving college may be eligible to have the remaining balance forgiven – and for those who have worked for at...
The economy seems to have been the buzzword for the last couple of years. Everyone is paying more attention to the economy, their jobs, and especially their finances. With technology on the rise and their prices getting more affordable, many are turning towards tech to help keep their finances in order and save as much...
Life is full of mysterious setbacks and hiccups. Especially when it comes to finances, nothing is for certain and nothing should be taken for granted. A healthy financial plan should consider unexpected costs because so many times in life we find ourselves paying money for things we didn’t expect. These are called contingencies and a...
It’s is important to save money by managing money so that we can enjoy financial freedom in the future. Perhaps, you are just realizing how imperative it is to manage money wisely. If you’re a beginner, then are few simple tips that are easy to implement and will lead on the fast track to saving...
Tablet computers are hot, but when you have got the best that money can buy, don’t forget to use them for a less glamorous purpose – planning your finances for the week, month, and year and for the future. What would happen to your family if you died today – would they be ok? Will...
Most people who have traditional health insurance feel good about the coverage their policies provide. Unfortunately, many of these policyholders fail to realize that if they were to fall critically ill their policies may not be there for them when they need coverage the most. Traditional health insurance policies usually have a payment amount cutoff...
We’ve all experienced the joy of finding cash down the back of the sofa or in an old coat pocket. Now multiply that feeling and imagine the loose change as lost bank accounts worth a substantial amount of money. For many, it would seem inconceivable that bank accounts could be lost or forgotten about, but...