FinanceWand has some great financial tips and ideas. However, I was mulling over some simpler ways we can all save money in the home. I’ve put together a list of simple money-saving ideas. These will help to keep your outgoings down and leave a little more cash in your wallet for those little luxuries that...
With today’s economy being the way it is, everyone is trying to make their money stretch as far as possible. To help you manage your finances there are some good free money management tools available online. Yodlee Yodlee MoneyCenter is an online management tool that has been around for a long time. It is easy...
With the current economic situation, many of us are looking for simple ways to save money. I’ve read hundreds of articles about money-saving tips, but in my experience, it’s normally the simple tips that are the most effective. It’s important that when we save money, we make our savings work for us. We all know...
You’ve probably heard stories of people who have made vast sums of money and found that with every pay raise and paycheck, their costs increase, their savings diminish, and their debt mounts. It seems counter-intuitive, doesn’t it? Why should making more money actually cause a financial burden? One of the main reasons why making more money...
When you are looking at new homes, a lot of decisions need to be made. Maybe you are expanding your family and need a home that fits your needs, or perhaps you are getting to an age where a simpler home is what you desire. Regardless of the reason, choosing a new home is a...
We all have biases that restrict the way we manage and profit from our savings. The way we think and the mistakes we make are studied by behavioural scientists and it is important to be aware of these challenges when we are making investment decisions. The first bias we need to address is the tendency...
With commodity prices and fuel prices always on the rise, it is very important for one to manage their finances efficiently. Although there are plenty of books on this vital topic, the basics of holding a good financial status at all times remain the same. A few important tips that will ensure your financial security...
The essence of the Infinite Banking Concept is how to recover the interest that you normally pay to a banking institution through the use of dividend-paying life insurance. This way the policy owner makes what a banking institution does. It is a third alternative to making a purchase. Instead of losing opportunity cost on cash...
While I just recently graduated college, most of my friends are already married or in the process of engagement. One particularly impatient friend even has a baby on the way. Being the selfish single lady that I am, I’ve noticed that their exclusive partnerships are causing problems for me. Most annoyingly, I’m struggling to find...
If you are thinking about getting a divorce then now is the time to start making a budget for you and your family. This will help you get through the process without having to deal with the added financial pressure. One of the biggest mistakes people make when they get divorced is not getting ready...