If you think most retirees spend their lives relaxing on a beach somewhere in Mexico or Bahamas, you are wrong! Instead of wasting their hard-earned money on fancy resorts, alcohol, and drugs, most elderly in the United States are choosing to continue working. In this post, I have shared some of the best ways a...
Most people get excited about the idea of going to the gym as the subscription fees are relatively lower these days. But sooner or later they realize the actual cost of getting fit and healthy is much more than just a gym membership. You need to eat right, sleep well, take nutritional supplements, buy gear,...
Innovative Finance ISAs are investments that give consumers the opportunity to earn tax-free returns through a Peer to Peer lending platform. IF-ISAs are among the newer types of ISA, having first been introduced to the public in 2016. We asked the Investor Relations team at Kuflink to answer some of the most frequently asked questions...
Have you ever gotten a bill and found that you were charged more than you expected? Most Americans have had this experience. Vague charges labeled as “service fees” or “other” leave you not only responsible for sending over more of your hard-earned money but completely unsure of what your money is actually going towards. Often,...
There was a time when backpacking was a thing only Europeans (particularly Scandinavians) indulged in. Maybe some other countries like Australia and New Zealand had an active community of backpackers or frugal travelers but it certainly was not a widespread activity. However, for the past decade, the number of people traveling on their own is...
Are you a college student or a single person living by yourself? Do you want to eat out every day without blowing your budget? If you answered yes to any of those questions, this post is for you. Not everyone is good at cooking. Even if you do know how to cook, few people have...
When it comes to traveling across the US as a retiree, a little bit of effort can go a long way to help you save hundreds of dollars on your next trip. Whether you plan to travel with your partner or just want to explore this beautiful nation solo, it is not hard to find...
Living within your means is the best way to live debt-free. We usually want to get things faster and in the attempt to do so, we often forget how something can affect us in the future. But, your financial habits now will set you up for your financial status in the future whether good or...
Are you in your 30s or 40s? Have you started with the financial preparations for your retirement? If so, now is the right time to start making some major financial decisions. Begin by making a plan for things like investment planning, asset allocation, assessment of the cost of living (current and future), health care expenses....
Major steps like investing in a 401k or buying high-risk/high-reward stocks often make big changed in your finances. But oftentimes, it’s the little things that people forget that can make this biggest difference. To better your finances, sometimes, you also have to lower your standard of living and adopt an alternative lifestyle–at least temporarily. This...