Home Budgeting

Category: Budgeting

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retirement

How to Make Money as a Retiree in 2020

If you think most retirees spend their lives relaxing on a beach somewhere in Mexico or Bahamas, you are wrong! Instead of wasting their hard-earned money on fancy resorts, alcohol, and drugs, most elderly in the United States are choosing to continue working. In this post, I have shared some of the best ways a...

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workout

How to Save Money by Working out at Home

Most people get excited about the idea of going to the gym as the subscription fees are relatively lower these days. But sooner or later they realize the actual cost of getting fit and healthy is much more than just a gym membership. You need to eat right, sleep well, take nutritional supplements, buy gear,...

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ISA

Common Questions About IF-ISAs

Innovative Finance ISAs are investments that give consumers the opportunity to earn tax-free returns through a Peer to Peer lending platform. IF-ISAs are among the newer types of ISA, having first been introduced to the public in 2016.  We asked the Investor Relations team at Kuflink to answer some of the most frequently asked questions...

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financial goal

Are Hidden Fees Costing You Your Financial Goals?

Have you ever gotten a bill and found that you were charged more than you expected? Most Americans have had this experience. Vague charges labeled as “service fees” or “other” leave you not only responsible for sending over more of your hard-earned money but completely unsure of what your money is actually going towards. Often,...

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last minute travel

The Pros and Cons of Frugal Travel

There was a time when backpacking was a thing only Europeans (particularly Scandinavians) indulged in. Maybe some other countries like Australia and New Zealand had an active community of backpackers or frugal travelers but it certainly was not a widespread activity. However, for the past decade, the number of people traveling on their own is...

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eat

How to Eat out Every Day on a Budget

Are you a college student or a single person living by yourself? Do you want to eat out every day without blowing your budget? If you answered yes to any of those questions, this post is for you. Not everyone is good at cooking. Even if you do know how to cook, few people have...

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retirement

6 Do’s and Don’ts for a Successful Retirement

Are you in your 30s or 40s? Have you started with the financial preparations for your retirement? If so, now is the right time to start making some major financial decisions. Begin by making a plan for things like investment planning, asset allocation, assessment of the cost of living (current and future), health care expenses....

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finances

7 Small Changes That’ll Make a Big Difference in Your Finances

Major steps like investing in a 401k or buying high-risk/high-reward stocks often make big changed in your finances. But oftentimes, it’s the little things that people forget that can make this biggest difference. To better your finances, sometimes, you also have to lower your standard of living and adopt an alternative lifestyle–at least temporarily. This...