Times are tough and many of us are doing all we can to tighten our belts and keep a close eye on our budgets; everything from spending less on entertainment to not traveling very far due to fuel prices Another major expense is the cost of food You’ve probably heard all over the news that...
Even though money is such a huge part of the adult world, it’s often up to parents to teach kids what (little) they know about money, how it works, and how to make it. But don’t panic! Giving your kid a solid grounding of financial knowledge and igniting that entrepreneurial spark isn’t actually that difficult;...
When companies are looking to downsize but would rather not lay off workers, they often offer a corporate pension buy-out (for companies in the private sector) or civil pension buyouts (for those in the governmental sector). Buyouts typically do not offer as much money as early retirement options, but they can still be invaluable to...
The UK economy appears to have finally escaped the spectra of recession, but growth remains low. The latest snapshot from the National Institute for GDP indicates a slowdown in month-on-month growth, which it said showed a “picture of continued weakness in the UK economy”. Austerity cuts, increasing energy bills, and higher fuel costs are all...
Some people have been saving hard to finance a DIY project to pay it all upfront. Depending on the amount available to invest and how accessible funds need to be on a short-term basis will depend on the options chosen for saving. Bank and building society savings accounts, an international bank account, or ISAs can...
Did you know that the ability to have financial independence lies in your budgeting skills? One of the wisest investments that you will ever make is to not just practicing having a budget but also teaching your children the importance of money and sharing your knowledge with them. Children are easy to teach. They learn...
Gas, food, and utility bills all rise in cost while most seniors live on a fixed monthly income that does not increase. Even seniors who planned well for their retirement can easily find themselves facing financial problems. Fortunately, there are options out there for seniors to help keep their finances from spiraling out of control....
In the face of some of our country’s toughest economic times, we are forced to get back to the basics of imagination and creativity. Here are a few tips to getting your personal finances under control, while establishing habits to save money and create savings for your future. Put Your Household on a Budget First,...
The question ‘do I need a spending makeover?’ is one that we should all ask ourselves regularly. New financial products are being introduced, there are always inviting incentives to switch providers and, of course, credit card balance transfer deals such as those to be found here. Circumstances too might have changed. Saving to buy a...
There’s no shame—in fact, many would say it’s financially wise—to live an inexpensive lifestyle. Clipping coupons, buying items on sale, cooking food at home, bringing the leftovers to eat for lunch at work the next day, and shopping at secondhand stores are all simple and unobtrusive ways to save a lot of money in the...