Don’t buy unless you’re financially stable doing so if you’re not is incredibly risky. Are your job, your salary and your working hours secure? If not, you might want to hold back on buying until you can be sure they are – being unemployed with a mortgage to pay is not a position you want...
Over the last few years, gold has experienced a sudden price spike, similar to what occurred in the 1980s. As of today (Nov 3, 2011), gold sits at $1762 an ounce. This is down $134 from an all-time high of $1896 (on September 2011). Experts are mixed as to whether gold is teetering on the...
Someone once said that the greatest power in the world is the power of compounded interest. This is the interest that is put on top of the principal so that the interest then starts earning interest. Through compounding, your money can grow much faster. If you want to become financially free then this is your...
Energy costs are increasing, making it harder for people to heat their homes affordably. Lowering the thermostat is one way to save money, and supplementing heat with a fireplace is another. You can use that fireplace to save even more money if you make your own fire logs. Old newspapers and junk mail are always...
No matter how wonderful it turns out, the holiday season always seems to bring a lot of stress. While we all enjoy the holidays, not having to worry about them financially would make them even brighter. Many things can be done to create a spectacular holiday without the existence of enormous bills to deflate us...
The festive season is looming large on the calendar and as usual, you’re scratching your head and wondering what exactly to buy for everyone this year. If you can’t think beyond the usual cycle of socks, bath salts, chocolates, and pullovers with reindeer on the front, help is at hand. Daily deals can make thoughtful...
Imagine showing up at the dealership with no information about the car you’re there to buy. No idea of the sticker price and no clue about dealer invoice cost. You don’t even know how much the loan payments will be. Financial suicide, right? Not anymore. In the current age of smartphone technology, being elbow-deep in...
Summertime is to relax and have some fun with your kids. For some, summertime is when their expenses really go up. Those who live in warm places need to turn on their air conditioning units to escape the summer heat. Since the kids are home, many electronics and appliances are open all day. If your...
Like most large companies, a house is run like a business and so should be dealt with similarly. The way people deal with their personal finances can often be lackluster, though keeping track of it is of optimum importance. Unlike many businesses, which can account for their spending down to nearly the last penny, many...
When it comes to managing your finances, staying on top and staying in control is crucial. Whether you want to maintain a big money share portfolio, monitor multiple savings accounts, or simply keep a close check on your grocery spends each week, keeping accurate budget reports is crucial for keeping track of how your money...