Every day, people are buying unnecessary things, wasting their income, and wondering why they can’t pay their bills. Sure, there are a lot of things you need, these are five things you don’t need but you’re probably wasting money on anyway. Low-Fat, Foods America is obsessed with these pseudo-health products that, if you look at...
Today’s economic conditions have created challenges as well as opportunities with the different methods of property investing. There are basically two methods of property investing; direct and indirect. Direct property investment is when a buyer purchases the title or interests in the property. The buyer or interest holder is responsible for all costs related to...
As we move through life, we sometimes find ourselves thinking about what we would have done differently if given the chance to do it all over again. One area that I find I think about most is finances. Although little can be done today about the what-ifs of yesterday, if I had the opportunity to...
Everyone seems to be interested in investing in gold, but silver prices are on the rise as well. While silver may not be as expensive as gold, it’s still a valuable investment. Of course, there are a few things you need to understand about this precious metal before spending your hard-earned cash. Here are just...
Don’t buy unless you’re financially stable doing so if you’re not is incredibly risky. Are your job, your salary and your working hours secure? If not, you might want to hold back on buying until you can be sure they are – being unemployed with a mortgage to pay is not a position you want...
Energy costs are increasing, making it harder for people to heat their homes affordably. Lowering the thermostat is one way to save money, and supplementing heat with a fireplace is another. You can use that fireplace to save even more money if you make your own fire logs. Old newspapers and junk mail are always...
No matter how wonderful it turns out, the holiday season always seems to bring a lot of stress. While we all enjoy the holidays, not having to worry about them financially would make them even brighter. Many things can be done to create a spectacular holiday without the existence of enormous bills to deflate us...
Due Diligence Not every REO or short sale property is a great deal. Remember the property is being offered by the bank for a reason; it is your job to figure out how to make the property work for you. Look beyond the sale price and figure out what you would do to improve the...
Like most large companies, a house is run like a business and so should be dealt with similarly. The way people deal with their personal finances can often be lackluster, though keeping track of it is of optimum importance. Unlike many businesses, which can account for their spending down to nearly the last penny, many...
After small businesses have shopped extensively for the most competitive business insurance quotes, one of the first purchases they should make is a physical security deposit box. In an ideal world, when making their business plan the smart business owner would go out and purchase a security deposit box with the same bank or credit...