When you find yourself in a car accident, the first thing that comes to mind is the medical implications. You need to get any injuries treated, and money takes a backseat while that happens. However, you’re going to have to pay up for those medical bills in the near future.
Here’s the deal: if you don’t get the wheels in motion quick enough, you’re going to be responsible for those payments. If you then can’t pay them, the bills might end up with a collection agency, causing you serious hassle. So, we’ve got a few quick tips to ensure you don’t end up in this position.
Insurance & Attorneys
Firstly, you’re going to want to contact your insurance company, and seek an attorney for car accident claims. The quicker you do this, the better. Your insurance company will give you an indication of how much they’ll be willing to pay out. Also, you can contact Sean Park if hurt or injured in a car accident, and you might get compensation out of it. The most important thing to remember in this scenario is to contact them early.
Insurance Clauses To Be Aware Of
You better get ready for your insurance company to do everything they can to avoid paying out. That’s just the way it is! If you’ve broken any insurance clauses along the way, you’re in trouble. This can include things like an excluded driver behind the wheel. It can also include criminal offenses like DUI’s. Be sure to study your insurance claim in full.
There’s somewhat of a gray area when it comes to pre-existing injuries. You might state that your injuries have been aggravated and made worse by the accident. The problem is; it’s going to be your word against someone else’s. This is where the aforementioned attorney option can come in very useful. They’ll fight your case for you, and hopefully, you’ll come away with a good result.
Keep Track Of All Medical Expenses
If you’re going to be claiming for those medical expenses, you need to know what they are. Keep track of everything that relates to medical expenses if you’re forced to pay. You should be able to get it reimbursed in many cases. Think about mileage costs and parking at hospitals, too. You’ll get all of that reimbursed as part of the deal in the majority of scenarios.
If you live in a no-fault car insurance state, things are a little different, too. This means that no matter who caused the accident, the insurance carrier will pay the bills up to a point. Unfortunately, the rest of the medical costs will then be handled by your standard medical insurance. Your attorney might be able to help you with the additional costs if your standard insurance isn’t up to scratch.
Ultimately, you need to be timely when it comes to paying those medical bills. Get in contact with your insurers and attorneys in the first instance, and go from there. Hopefully, you won’t have to pay a thing.