Teaching your Children the Importance of Money and Budgeting

Did you know that the ability to have financial independence lies in your budgeting skills? One of the wisest investments that you will ever make is to not just practicing having a budget but also teaching your children the importance…

5 Money Tips for Seniors Facing Financial Difficulties

Gas, food, and utility bills all rise in cost while most seniors live on a fixed monthly income that does not increase. Even seniors who planned well for their retirement can easily find themselves facing financial problems. Fortunately, there are…

Developing Good Money Habits

In the face of some of our country’s toughest economic times, we are forced to get back to the basics of imagination and creativity. Here are a few tips to getting your personal finances under control, while establishing habits to…

Are you due a spending makeover?

The question ‘do I need a spending makeover?’ is one that we should all ask ourselves regularly. New financial products are being introduced, there are always inviting incentives to switch providers and, of course, credit card balance transfer deals such…

8 Ridiculous Ways People Try to Save Money

There’s no shame—in fact, many would say it’s financially wise—to live an inexpensive lifestyle. Clipping coupons, buying items on sale, cooking food at home, bringing the leftovers to eat for lunch at work the next day, and shopping at secondhand…

Planning

Sound Financial Planning for Your Post-Retirement Years

America is busily preparing for the expected rise in retirees as more baby boomers exit the work force each year. As such, many of our financial gurus are gearing up to help educate and prepare this segment of our population…

Getting Your Budget under Control

Getting Your Budget under Control If you are like most people, your budget could use a little tightening; your credit cards need to be locked up, and your debit card could use a rest. The first step to getting your…

Five Mistakes to Avoid When Looking for Funding For A Start-Up

With more and more people going into business on their own the pot of money available to start-ups is getting increasingly hard to access. And with the odds of a start-up business failing within five years somewhere in the region…

Fighting Over a Blown Budget? Try eBay Therapy

Arguments about the family budget; maybe they happen during the monthly or yearly budget committee meeting (you are having those aren’t you?); or maybe they happen at dinner just before bed. Regardless of when they happen or where they occur, these…

How Your Parents Money Choices Influence Your Finances

How did your parents manage their money? If you are not sure, chances are good that your parents did not have a strong impact on the way you are living and spending (or saving) money today. However, you may not…