10 Easy Money Saving Tips on Groceries!

Times are tough and many of us are doing all we can to tighten our belts and keep a close eye on our budgets; everything from spending less on entertainment to not traveling very far due to fuel prices Another…

Teaching Your Kids Financial Literacy

Even though money is such a huge part of the adult world, it’s often up to parents to teach kids what (little) they know about money, how it works and how to make it. But don’t panic! Giving your kid…

Four Scenarios for Pension Buyouts

When companies are looking to downsize but would rather not lay off workers, they often offer a corporate pension buy out (for companies in the private sector) or civil pension buyouts (for those in the governmental sector). Buyouts typically do…

The Economy and Personal Debt

The UK economy appears to have finally escaped the spectra of recession, but growth remains low.  The latest snapshot from the National Institute for GDP indicate a slowdown in month on month growth, which it said showed a “picture of…

How to pay for DIY

Some people will have been saving hard to finance a DIY project with the intention of paying it all up front. Depending on the amount available to invest and how accessible funds need to be on a short term basis…

Teaching your Children the Importance of Money and Budgeting

Did you know that the ability to have financial independence lies in your budgeting skills? One of the wisest investments that you will ever make is to not just practicing having a budget but also teaching your children the importance…

5 Money Tips for Seniors Facing Financial Difficulties

Gas, food, and utility bills all rise in cost while most seniors live on a fixed monthly income that does not increase. Even seniors who planned well for their retirement can easily find themselves facing financial problems. Fortunately, there are…

Developing Good Money Habits

In the face of some of our country’s toughest economic times, we are forced to get back to the basics of imagination and creativity. Here are a few tips to getting your personal finances under control, while establishing habits to…

Are you due a spending makeover?

The question ‘do I need a spending makeover?’ is one that we should all ask ourselves regularly. New financial products are being introduced, there are always inviting incentives to switch providers and, of course, credit card balance transfer deals such…

8 Ridiculous Ways People Try to Save Money

There’s no shame—in fact, many would say it’s financially wise—to live an inexpensive lifestyle. Clipping coupons, buying items on sale, cooking food at home, bringing the leftovers to eat for lunch at work the next day, and shopping at secondhand…