Frugal

Food prices freeze which warms consumer budgets in the UK

Food prices freeze which warms consumer budgets in the UK

New statistics about the price of household food in the UK finds that the consumer price index fell to around 4% in April, according to a report from The Guardian. Families around the UK were scrambling to squeeze the extra few pounds and pennies from cash loans for buying bare essentials such as milk and sugar because previously the cost of food prices continued to escalate.

What does this current stabilisation mean for us?

The price index decreasing is a sign that things are either getting better in the long run or it is a short term stop gap. Take a look at the insights below on what the food inflation stabilisation really highlights:

  • More non-food items can be purchased: As UK shoppers are less pressed when it comes to buying food; this means that non-food items can be bought more frequently. This means things like clothes are coming back on the radar as the cost of food has stabilised. Retailers are answering this need by giving more value for money such as buy one, get one free items for men & women that will encourage them to buy more clothes without breaking the bank.
  • People are buying generic consumption brands:  One reason for the decrease in food inflation could also be that shoppers are choosing supermarket brands over name brands to buy food. Instead of buying Tropicana, people are buying generic brands because they want to save more money without paying an extra mark-up for a name.
  • Fresh food prices increase: Shoppers who like organic food products are finding that their food of choice is going up while supermarket food decreases. These rises can be sustained by families who want them because families who look for organic food have been budgeting for it for a longer amount of time.

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Ways You Can Get Things Cheaper

If you want to feel wealthy and financially stable then you need to basically earn considerably more than you spend. Earning more unfortunately is quite difficult, and of course we all would earn more if it was really that easy.

The easier thing to do then is to spend less, but again this can be quite difficult – the problem being that we want all that stuff that we are pending money on and don’t really want to part with it. The question is then, how can you go about saving money by spending less and still getting the same things? Well actually there are some ways you can get the things you want and still save yourself a lot of money. Here we will look at those.

Bulk Buy

When it comes to things you need lots of or practical things, then you should consider bulk buying the things that you want. For instance if you want to make a big saving on toilet paper then you should buy lots in one go. This is effective simply because it enables the store to offer you a better deal. Because they know that you’re buying at least a certain amount, they can guarantee that their savings are going to be multiplied by that amount. This in turn means that they can offer you a big saving on each item because they’ll still make a large enough profit and they’re guarantee they shift that much stock.

Hunt for Offers

Similarly then you should also hunt for offers. These work in precisely the same way – and are used by stores to help once again to shift larger quantities of items that they make a good profit on or that they struggle to sell.

Sell and Buy

This isn’t really a way to ‘save’ money as such, but it does make the sting a little less painful. Basically here you are just making a rule that every time you buy something new you must sell something old. You can do this either by trading in at a store like Cash Exchange, or you can do it separately as long as you stick to your rule.

Wait

If your item isn’t on sale, or if it has just come out, then it’s a good idea often to just wait a while and get it later. Do you really need this item immediately? Wait a few weeks with a DVD or game for instance and you can make a very big saving on them.

Hunt

You should also take the time to hunt around for the best options and this is something you should do both online and in the ‘real world’. Sometimes it’s just a matter of looking hard enough.

Use Vouchers

If you have any vouchers you can use then this is of course a great time to do so. The key here is to use your vouchers correctly if someone gives you a voucher then you shouldn’t just spend it right away on something you had to look around for. Instead, save the voucher and then just wait until you really want something that would otherwise represent a significant expense.

Ask for Money

Another strategy if this is a big item is to wait until Christmas or a birthday and then ask your relatives and friends to give you money toward the thing you want rather than buying you something themselves.

Debbie Phillips is a fan of frugal living and writes about personal finance and money saving ideas. One way you can get things cheaper or free is by visiting her site FreeStuffAndSamples.com.


Things You Should Not Be Frugal With (Cause It Will Cost More If You Will)

Things You Should Not Be Frugal With (Cause It Will Cost More If You Will)

These days, a lot of people are very keen on saving money, running after deals and getting the cheapest materials there are. Most of these people take pride in being frugal. However, there are only few people who live a comfortable life among thousands of frugal people out there. Don’t you wonder why is this so? You try to save and save however you cannot seem to gain financial freedom. If frugality is the answer to financial freedom then almost all people today’s should be financially independent. However, this is not the case.

Are you familiar with the saying “Penny Wise, Pound Foolish”? Well, this is one of the reasons why most frugal people don’t seem to have a change in their lifestyle. Regardless of how frugal they are, they can’t still manage to have a wealthy life. By this saying, we mean that people save money on the smallest things but doesn’t care that much when spending huge amounts of money. Another definition of this saying is that people do all the things that they can in order to save money in the present. Sadly, these savings will cost them more as time goes by. This is the most common hindrance to being financially independent. No matter how hard you work or how frugal you are, you can never have a better lifestyle if you are “Penny Wise, Pound Foolish”.

It is my goal to pull you out the financial trap and lead you into the world where finances will never be an issue. After all, isn’t that what most of us are aiming for? To help you with this, I present to you the things that you should never be frugal with. If you do, it will cost you more eventually.

Health Concerns

Most people think that it is okay to be frugal when it comes to health matters. They think that they can easily get answers from the Internet. For them, a toothache can go away eventually. A persistent headache can be cured by any OTC drugs that they can get their hands on or a pain in the abdomen is just a common occurrence. Are you one of these people? If you are, then I am telling you right now that this is not the best way to save money. Aside from the fact that you are putting your health at risk, you are also endangering your bank account and medical insurance too.

Why is this so? Well, if you continue to disregard some of the minor symptoms that you are feeling, it will cost you a hefty price if these symptoms go worse. FYI, self medication does not work all the time. Although there are instances when you can find the answer in the Internet, there are bigger chances that these answers are wrong. In order to save money in addressing your health issues, go for a medical loan or a health plan.

Parking Concerns

Most people would skip paying the parking meters, thinking that they will be back quick, sooner than the parking meter. Well, guess what? No one can be faster than the parking meter. No matter how fast you go shopping or you do your errands, you will not be as lucky. Even if you get lucky on the first few instances, you will eventually be getting a ticket.  A parking ticket ,these days, range from $10 to $25. Are you willing to exchange that for the sake of 25 cents?

Gas Issues

So you have seen a gas station which sells gas at a lower rate than usual. The problem is, it is far from your house. In fact, it is outside the city. Most people think that it would be wiser to go there every day to avail of the cheaper gas. Do your computations. You will see that the amount of gas you have spent going to the station is more than the amount that you have saved.

These are some of the things that you should take note of. Keep in mind that you should not only be frugal, you should be wise as well.

About the Author:

Patrick is a finance and business blogger based in the Philippines. He is currently working as a part time contributor at Australian Grants Gov Portal, a Website about Australian government funding, funding and loans, Australian grants or community group.

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How Twitter And Prepaid Cards Can Save Your Holiday

How Twitter And Prepaid Cards Can Save Your Holiday

Spending your vacation in a foreign country can be a wonderful thing and expose you to new experiences, new culture and fresh influences and inspirations. On the other hand, it can also present you with new problems and challenges – some accordingly return from their holiday indebted or robbed. Two of my friends have unfortunately met with the latter fate. Here are their stories – and how you can learn from them.

Story 1: Currency fluctuations

A good friend of mine, who works as a freelancer in the entertainment industry intended to visit Japan for two months to build contacts and spend some time in his favourite country. He exchanged some cash before leaving and decided to withdraw whatever else he might need from ATMs or to use his credit card. The first two weeks were wonderful and mainly spent enjoying sushi, sake and Japanese Summer nights. Then, something unforeseen happened: The Yen started rising against the British Pound and everything became exceedingly more expensive in an already exceedingly expensive country. In the end, my friend had to cancel some important business meetings and return home early, feeling depressed and disappointed.

Instead, he could have saved his holiday…

  • by using twitter: twitter isn’t just an instant messaging service, but can also be used as a formidable financial news ticker. Start following leading news publication and finance resources on twitter to learn about the country you intend to visit and possible currency fluctuations. Set up some alternatives should things go wrong and start building a network of locals and friends who can help you out with advice should things go wrong.
  • with a currency card: A currency card works by you loading money onto the card and then fixing the exchange rate before you leave on your vacation. This means you will be able to buy products and services at the exact same rate while you’re away. This protects you from the kind of fluctuations which can destroy your vacation.

Story #2: Theft protection

Some friends of ours went on holiday recently. They had booked a wonderful stay in a private villa on a beautiful island. They had been looking forward to the holiday for such a long time as they had been having a tough time of things. Finally the holiday had arrived and our friends arrived at their villa.The first thing they did was put their passports and money in the villa’s safe. After a swim in the private pool they decided to go for a walk down on the beach. It was a warm night and they drank chilled wine on the beach front before wandering back up to the villa. Unfortunately, when they returned, thieves had broken into their villa and literally smashed the safe out of the wall. They had taken all our friend’s money as well as their passports. Clearly the couple were devastated and had to try and salvage a terrible situation as best they could. They were penniless, as the thieves had taken all their money and had to get the embassy to ask family to send them some money to get by on.

Instead, they could have saved their holiday…

  • by using twitter: twitter isn’t just a formidable financial news ticker, it is also a community of like-minded individuals willing to answer questions and provide support. Before trusting in their hotel safe, my friends could have checked with their twitter followers whether or not these kind of saves really provide meaningful theft protection. By combining the experience and know-how of millions of users, twitter can thus act as a think tank from whence to draw answers to your problems.
  • by using a prepaid card for their holiday money: One of the many advantages of using a prepaid card is that the card company will replace your card and all your money immediately should it be lost or stolen. Furthermore, a prepaid card is used with a chip and PIN so only you will have access to your money.

While twitter can make you stay alert and inform you about trending financial topics, a currency card combines ease of use, safety and currency stability. My friends have all learnt their lesson and now carry currency cards with them whenever they’re abroad – make sure you do the same.

This article was written in association with Tuxedo, a leader in the field of prepaid technology and online banking solutions. Gavin Wittaker has written about digital banking, ecommerce and currency issues for the past ten years.

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5 Keys To Being Frugal

5 Keys To Being Frugal

Being frugal involves making conscious and careful choices about where money is spent and how resources are used. A frugal lifestyle does not mean a life that is devoid of entertainment or good food. It does mean a lifestyle that does not deal in excesses. There are some very basic tenets that all people who live frugally follow in order to be successful.

Keep a Positive Attitude

One of the largest barriers that people face when attempting to live frugally is the sense of being deprived. Living frugally involves cutting back on spending and changing some lifestyle habits. These changes need to be framed mentally in the correct context in order to avoid creating a situation where a person feels as if frugal living is a punishment or hardship. Individuals who are able to keep a good attitude while cutting back on spending know exactly when to spend a little extra in order to remain happy. Balancing the things that make life enjoyable without spending too much can make frugal living very easy.

Create A Budget and Stick To It

The single most important action that can be taken to ensure a frugal lifestyle is to make a written budget. This is a list of all income and all expected costs over the course of a week or month. A budget provides a breakdown of exactly where all of the money in a household is going. Excessive and unnecessary spending can very quickly become apparent by studying a budget. It is also very important to follow a budget once it has been made. This means avoiding impulse purchases and working within the framework that has been established.

Reuse and Recycle

A large amount of money can be saved over the course of a year if some common items are reused or recycled. Shopping bags can be used as trash bags, empty water bottles can be refilled and torn old clothes can be used as rags for cleaning. Broken pieces of furniture or malfunctioning electronics can sometimes be repaired for less money than purchasing a new unit. It is important to look at every object before it is thrown in the trash to make certain that there is not another better use for it. At the same time, it is important to realize when a piece of cloth or an appliance has reached the point where it must be disposed of.

Look For Discounts

Shopping will remain an intrinsic part of living frugally no matter how many tricks are used to reduce consumption. A large percentage of retailers and e-commerce sites are almost always offering some type of discount. Finding these discounts can sometimes be a challenge but they are usually present somewhere. The cost of groceries can be reduced greatly through the use of coupons and by paying attention to in-store deals that could double or triple the value of each coupon.

Conserve Water and Energy

Electricity and water can be very large expenses each month. Conserving energy and water can help to reduce these bills. Electricity can be saved by keeping unneeded lights off, keeping thermostats away from extreme temperatures and upgrading appliances to more energy-efficient models whenever possible. Water conservation can mean taking a bath instead of a shower, using rainwater for a lawn or garden and fixing any leaking faucets in the home. These steps can help to free up money each month that can then be saved.

Rebecca Glasbergen is a business administrator and guest author at TopCollegesOnline.com and contributor to the guide to the most affordable online bachelors degrees.


Frugal Under the Sun: Practical Family Summer Tips

Frugal Under the Sun: Practical Family Summer Tips

Summertime is often associated with family outings and outdoor fun. And it should be, as the weather is very inviting and the time spent with the family is always a rewarding time. But more often that not summer activities may be costly as this is the peak time in the travel industry when resort and hotel fees will be at their highest due to the high demand.

So is there a way to solve this dilemma? Can you enjoy summertime with the kids without breaking the family budget? What are the cheaper alternatives to expensive vacations and holiday activities?

1. Staying at Home

If you really want to be frugal then the best place to spend your vacation might be at home. You will be surprised with the challenges staying at home will bring, as you’ll be compelled to look around your neighborhood and local community for creative (and fun) activities under the sun.

Go to the local park, the community pool or even the nearest museum. I am sure there are still many places in your area that you have not yet visited or even discovered. So whip up that local map as this is the perfect time to learn to appreciate what your city offers. Advantages? No lodging costs, no long road trips. And if you want to save further, eat at home and schedule your activities before or after the meals.

2. Holiday Programs

Many local councils organize holiday programs to keep the kids busy and occupied for a few hours at a fraction of cost of a resort trip or a carnival ride. Call your community hub or inquire at your local library which is likely to offer crafts day and other entertaining activities for kids, or if you are up for it, organize a crafts day at home with friends and family. Set it up at the backyard to take advantage of the pleasant weather. How-to kits are easy to find and the activity will keep the kids occupied for days.

3. Exercise

One of the best ways for families to enjoy their local hub is to take bike rides around the neighborhood. Not only will this help pass the time, but it is good exercise for everyone hoping to burn out those tubs of ice cream the family consumes, too. Walk or jog and take the pets with you for added fun. Summer is a great way to move around and soak in the warmth of the sun.

4. Camping

There is no better way to enjoy the summer weather than to go camping. Camping grounds are cheap and the fun is only limited by your imagination, and of course ground rules. Inquire about camp activities or do your own fun with trekking, fishing or swimming when possible. Enjoy sleeping under the stars with your family and telling heartwarming stories around the campfire. Your kids will definitely remember this time for ages.

5. Travel Frugally

If your family is really dying for a change of scenery, then go ahead and do that road trip. But make sure your plans are in place and are very cost-effective. Find destinations where you have relatives or friends you can stay with to avoid accommodation costs. If you are lucky enough, they may even offer to give you a tour. Seek for reduced family rates on popular tourist spots and find the shortest but safe routes possible to save on gas. Plan out where you will be stopping for meals or better yet pack sandwiches and drinks.

Planning a budget trip for summer? Consider going to Eastern Europe which is way cheaper than the US. And it’s beautiful there. For more savings, pick an affordable apartment in Kiev. Save and have fun!

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Finding an online coupon that works!

Finding an online coupon that works!

If you love saving money, then I’m sure you’ve been down this road before. Just picture it, you are at your favorite online merchant, shopping for a new piece of clothing for that hot spring wardrobe. You add a new blouse to your cart, and there it is, “enter your coupon code here”. You say to yourself “a discount opportunity!”. But you don’t have a coupon code. So what do you do? You go to Google and you enter the “merchant’s name’ + “coupon” and Google give you a whole bunch of sites claiming to have a coupon code from that merchant, for your new blouse. You click on the first search result, and you see plenty of merchant offers, but alas, no coupons! Then you go back to the next site down in the search results, and YES, there is a coupon code for 15% off. Great! You’ve found one! You copy the coupon code “BIGSAVINGS30”, and paste it into the little rectangle to get your discount, but much to your dismay the following message is flashed in red, “coupon is expired” or “coupon invalid” or “coupon not recognized”. We’ve all be been down this road of online coupon disappointment. Well, I’ve got some helpful tips for you to avoid this path, and hopefully save big on your next purchase!

My tips for getting working coupons:

1. Always, and I mean ALWAYS subscribe to the merchant newsletters. Folks, this is the easiest way to get a working coupon. Also, most merchants send out exclusive coupons that are not available on coupon sites.

2. Go to a coupon site that has comments for each coupon and expiration dates. I often read the comments for each coupon to see if the coupon worked. This is a great time saver.

3. Check the restrictions listed for the online coupon. Most good coupon sites will list important restrictions for the coupon they are promoting. This is very important, because it’s possible that the product your trying to purchase is restricted for a number of product categories.

4. Sometimes there are NO coupons available, and the coupon is embedded in a link. I’ve noticed that a lot of merchants are moving away from coupon codes, and moving more towards a clickable link that you can click and get a discount applied. So take off your blinders, and read each offer to see if it “click to activate” coupon. Please note that you may have to add and remove that product from your cart, to see the discount.

5. Search for a coupon code BEFORE you start shopping. Go to your favorite coupon site, and browse for coupons. For example, I’ve frequently seen 30 to 40 percent off Banana Republic coupons published, which can be applied to a wide variety of products. Also, you’ll know the coupon restrictions before you start shopping, so you can avoid a lot of frustration.

I hope these tips can help relievesome of the frustration of using coupon codes. Finally, please keep in mind that it’s just shopping, and it should be a fun and pleasant experience!

Happy couponing!

Melissa is currently a daily deal couponer at Hotdealsboard.com!


Is the Low Cost of Fast Food Worth the Price?

Is the Low Cost of Fast Food Worth the Price?

The eternal debate over whether it’s cheaper to stay at home and prepare your own food versus going out to a restaurant does not appear to have lost any ground. In fact, the rise of online social networking usage among Americans has only managed to propagate the flames of discussion. Food and money are two of the most talked-about topics in the social media realm. People love to share their thoughts about the intersection of culinary and monetary topics.

General wisdom has always championed the art of saving money by staying home. The rationale behind this belief mostly applies to Western nations where free market philosophies and capitalism have taken root. It makes sense to think this way since it can be assumed that, as a business enterprise, a restaurant solely exists to make money by luring hungry people out of their homes. A family of four can stay home and enjoy a lovingly prepared pasta dinner instead of heading out to Luigi’s. In this case, Luigi has clearly not made any money from that family, but it doesn’t mean the family has not spent any money at all.

A tenet shared by many restaurateurs is that, in order to break even, a menu must price its meals items at least 300 percent higher than the cost of acquiring the recipe ingredients. That means that if a pasta dinner for four at Luigi’s is priced at $32, Chef Luigi must have spent less than $10 on ingredients if he stands to make any profit. We know that Chef Luigi buys bulk ingredients from distributors, therefore, he gets much better prices than a family shopping for groceries at a supermarket.

Surely a family can buy enough ingredients to prepare pasta for four under $32, thus tilting the scale of the argument in favor of staying home, but this doesn’t take into account several aspects of cooking at home. Just like Chef Luigi has overhead expenses to worry about, so does the family cooking at home. There are energy costs to consider, like driving to the grocery store and powering the electric or gas stove. Then there is the cost of maintaining the kitchen, which is basically tantamount to maintaining an adequate roof over the head of the family. Is it then really cheaper to stay at home and cook?

A large social media contingent likes to point out that major fast-food chains are able to keep some of their menu items on sale for less than one dollar, while there aren’t too many items that can be purchased at the supermarket for under a dollar. This contingent explains that mindset: Instead of staying home or going to Luigi’s, a family could save a lot by going to their local fast-food franchise. Unfortunately, fast foods are rarely healthy alternatives, however.

High food and energy prices tend to affect families more than established businesses like Luigi’s. Giant fast-food chains are more adept at doing business than Chef Luigi. But for all the corporate moxie that fast-food conglomerates practice, they can’t beat the cheerful experience of sitting down with family to enjoy a home-cooked dinner.


The Case for Frugal Collecting

The Case for Frugal Collecting

My husband and I live on a tight budget. We rarely go out to eat, we price compare everything from cantaloupes to health insurance, and new ways to save money are constantly on my mind. But in spite of our frugal lifestyle, we both have a weakness for collecting. Show us a decent deal on an item for one of our collections, and we just can’t walk away.

Books are definitely my biggest weakness. There are a couple of book series that I’m looking to complete, and when I find the next book at a used book store I usually can’t resist. Some people would say that that’s a very bad thing. They would declare that having a collection leads people into spending more than they have without letting themselves consider the consequences.

But I actually don’t think my collecting is a bad thing. In fact, I would argue that building a collection is an especially fulfilling way to spend fun money when you don’t have a lot of it.

Frugal Collecting

First off, let me say that our collected items don’t generally cost much money. They haven’t appreciated in value like the “collectables” most people think of, and are unlikely to do so in the future. We tend to pick up additions at used book stores, flea markets, thrift stores, and the occasional clearance aisle. We’re just collecting because we like the items in question, not because we expect a return on investment later.

Let me also add thatneither my nor my husband’s collecting has led us to overspend and bust the budget in any given week, month or year. Money management always comes first, and collecting second. Building a collection is just like participating in hobbies or choosing to keep pets: it’s a good choice if you can do it responsibly.

The Fun of Collecting

The really wonderful thing about adding to a collection is how satisfying it is. The five dollars I spend on a collectable feels worth a lot more because of everything that comes with it. First there is the thrill of the hunt, when I’m digging through the shelves or racks or scanning the titles at the bookstore, anticipating the sight of the item or title I’m searching for. When I find it, I not only get the excitement of having found what I’m looking for, but also the more lasting enjoyment of building a collection that matters to me. There are plenty of ways I could spend my five dollars, but adding to a collection tops the list.

As long as the item you’re collecting is affordable every now and then, why not treat yourself? Never let a collection turn into an excuse for overspending. One way to prevent a splurge when you don’t want one is to avoid the stores where you’re likely to find a collectable; i.e., if I don’t have a few dollars to spend, I don’t go to the used bookstore. But if you can trust yourself to spend wisely and at the right time, collecting is a wonderful way to spend.

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Spring Cleaning Your House Frugally and with Ease

Spring Cleaning Your House Frugally and with Ease

making cleaners frugallySpring has arrived, at least in my part of the world it has. And with that comes spring cleaning.

I typically rebuff all methods of cleaning, it’s one of my least favorite activities to do. However, the other day I was looking around and noticed that my window sills were pretty dirty. I also have children with allergies. I think it’s safe to say that this place needs a good spring cleaning.

I’m not a fan of expensive cleaners that are usually full of heavy fragrances. Therefore I went on a search for some frugal cleaners and since I’m fairly lazy, some short cuts too!

All Purpose Cleaners

One of the best cleaners that I have used around my house is a mixture of hot water, vinegar and bit of dish detergent. I put it into a spray bottle and use it to clean everything from the counters to the stove to the commode.

This is a great multipurpose cleaner for the kitchen especially. Wash down your cabinets where the grease collects from cooking or dip a sponge into the mixture, place it into the microwave and let it cook on high for a minute, allow it to cool for a few seconds and then use it to wipe down the inside and outside of the microwave.

Window Cleaners

Nothing frustrates me more than wiping down windows and mirrors only to have streaks left on the surface. Frugal and easy ways to fix this problem include using coffee pot filters or newspaper to wipe the surface. Spray them first with a mixture of vinegar and water. I have even heard that vodka works well too but vinegar is a more frugal option.

Disinfectants

There are many ways to disinfect the surfaces in your home. Regular bleach works well, dilute it into a squirt bottle of water and spray on the surfaces. If you do not feel comfortable using bleach to clean in your home then other options include vinegar, hydrogen peroxide and rubbing alcohol.

All can be diluted in a spray bottle with some hot water and then used on surfaces like counter tops, shower walls, doorknobs, faucets or any surface that collect germs.

Floor Cleaners

Vinegar wins with this one too! Just pour some into a bucket with hot water. Like anytime that you use vinegar, the smell will be strong initially but it will lessen quickly. Vinegar is great for cutting through grease or wax that previous cleaners have left behind.

Dusting

My favorite way to dust my lamp shades is with a lint roller. Just roll it around the shade gently and any dust that has collected will come right off. This can also work on window blinds and roller shades (if they aren’t also greasy).

If you need to clean the dust off of a silk plant, wrap the bottom of it in a plastic bag or garbage bag and stick it into the shower. It will wash the dust right down the drain.

If you have plastic lamp shades, you can wash them in the shower as well. Glass globes from your ceiling fixtures can be put into the dishwasher (try using lemon powder drink mix to wash the globes and dishwasher or just hot water with vinegar in the rinse aid compartment.

Spot Cleaning

If you have clothes that have grease stains on them (those spots that look wet but aren’t), rub some dish washing detergent (I think Dawn works the best but there are many others that could work just fine) on them and let it set for a few hours then toss in the washing machine.

If you have a white shirt with a stain that you just can’t get out, lay it in the sun. If the stain is especially stubborn, spray some spot cleaner on it while it’s sitting out in the sun. Works every time!

Hydrogen peroxide also works great for cleanings spots in your clothes, especially blood and dark stains from berries.

With just a few items you can clean your home frugally and with ease. Add them to your shopping list the next time you are at the grocery store. You’ll feel better using items that are natural and your budget will have a bit of extra room too.


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