Putting some money aside for savings is a really important and smart idea. It’s so easy to get caught up in our everyday lives. We need to do everything we can to keep on top of our regular finances, such as a checking account and paying bills, but we all know in the back of...
Author: Jonny Smith (Jonny Smith)
Post
Steps to help you make, and keep a budget
Budgeting isn’t fun, and the very idea of it has discouraged most of us from even trying. However, having and following a budget is essential for our future, and easy when you know how to do it. Savings offer both instant and long-term rewards. Whether you already have a budget that isn’t working out for...
Post
The Who What When Where and Why of Getting Cash for Gold
Since the devastating recession of the American economy in the winter of ’07-’08, the battle cry of the average, hard-hit American has been “Cash for Gold!” This catchphrase is heard and seen everywhere and has become deeply ingrained in our subconscious. What advertisers tend to do, however, is to robotically repeat the same lines about...
Post
Consolidating Your Credit Debts to Save Money
Consolidating your credit card debt is one of the best moves you can make to save money. This is a crucial step in improving your credit score for the future and ensuring you have enough money each month. With the numerous advantages for all cardholders who take advantage of credit card debt consolidation, it’s a...
Post
4 Ways to Get a Good Deal on a Credit Card
Best Deal on a Credit Card It seems like a fact of life; the better your credit rating is, the better offers you’re going to get from credit card companies. What if you’re not getting those great offers? What if your credit rating just isn’t good enough? It can take months or even years to...
Post
Five Ways To Save On Your Dental Care
Visiting the dentist is a major expense, especially if you have a whole family’s teeth to take care of. Even in the UK, where most healthcare is free, you still have to pay for dental appointments and treatment. In fact, a recent survey has found that many people are putting off getting their teeth checked...
Post
3 Financial Tips for Young Adults
Being a young adult is such an exciting time in life as new found freedoms and responsibilities arise. The pursuit of careers, relationships, first house, and FUN is on the priority list and financial decisions at this point in life can be crucial to financial success throughout life. Let me assure you that if you...
Post
The Five Most Common Tax Deductibles for Small Businesses and the Self-Employed
In the wake of the credit crunch and many years of erosion of the old job-for-life culture, more and more people are concluding that there are no longer any advantages to be had working their guts out for someone else. Instead, self-employment and setting-up your own business is becoming increasingly popular. As are freelance and...
Post
Should I Choose An IVA Or Bankruptcy?
A lot of people who find they have no way of repaying their unsecured debts in full face a choice between an IVA (Individual Voluntary Arrangement) and bankruptcy. Both forms of insolvency can help to free struggling borrowers from unmanageable debt problems, but there are key differences between the two that you should understand before...
Post
Three Reasons Your Car is So Expensive to Insure
Several factors are used by car insurance companies to determine how expensive your policy will be. Some of those factors are things you have no control over, like your age and gender. Other factors are based on the type of car you drive. Insurance companies are interested in nationwide trends that show accident rates and...