Payday loans are now a global phenomenon, and the lenders are as varied as the countries from which they operate. Some loan companies, like clubmoney.com.au, are above board, with capped interest rates and transparent fees, while others are free to deal as they wish, almost totally unencumbered by APR regulations. It stands to reason, then,...
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What to Do With Inherited Property
If you have inherited property from a family member, then there are essentially three options regarding what you can do with the property. You can sell it, rent it out, or move in there yourself, and the decision of which is best for you will usually come down to personal circumstances and financial details regarding...
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Small Businesses: Here Are A Few Ways to Save Your Hard-Earned Bucks
Finance management remains a major challenge for small business owners. As a small business owner, how exactly do you look forward to cutting down on costs and make the most of your profits? The general attitude of entrepreneurs towards money management has surfaced as a major problem for businesses today. Saving money is very important...
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Is Identity Theft Insurance a Scam?
People have become more and more aware of their personal data and information being breached and misused. Following these outrageous incidents about identity theft and bank accounts being stripped off that all of us hear from time to time, people have started to resort to any protection means available. It is all very common, and...
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Unexpected Costs to Consider for Businesses in the Energy Industry
The energy industry is incredibly competitive. There is little room for start-ups and fledgling enterprises, and this means that those venturing into the arena with the market giants must be prepared for every eventuality. Supplying energy to consumers generally involves three key facets: producing energy, transporting gas and electricity, and marketing it to consumers. This...
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Mind Games: When Saving and Investment Aren’t a No-Brainer
Saving and investments will help prepare you for retirement. This should be a no-brainer, but more than half of Americans have no investments when it comes time to retire. What gives? Clearly, there’s a disconnect between the smart thing to do and what actually gets done. Researchers at Prudential think that the problem lies in...
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5 Amazing Benefits of Working with a Mortgage Broker
To choose the right home loan offer, you need a good experience with the same. As a consumer, you need to get the best kind of home loan without having to fuss over it, while you’re busy looking for the right home. A mortgage broker can act as your savior in such instances. Listed below...
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Crude Oil Prices – What’s the Trend of Smart Money Investment?
They say the international crude oil market is controlled by smart investment by smart HNIs. That’s why keeping a tab on investment is not the smart money that can help understand the movement trend of crude oil prices internationally. Though there has been a significant dip in the petroleum prices when compared to that of...
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4 Ways to Save Money by Reducing Heating and Cooling Costs
The cost of heating and cooling a home goes up every year. Follow these four strategies to make your home more efficient and lower your bills. Install a Programmable Thermostat According to the U.S. Department of Energy, turning your thermostat down by 10 degrees per day can lower your home’s heating and cooling bill by...
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Selling a Structured Settlement: How and Why
Structured settlements are often the path taken when a legal matter is resolved out of court. When one party offends another, and that party knows it is likely to lose in a court of law, a settlement will often be presented to the party that brought up the charges in the first place. This happens...
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