Did you spend too much money this year? You can turn to debt consolidation solutions to manage your credit card bills. However, this becomes a thorny issue if you have a bad credit rating due to late or non-payment of debts. If you find yourself in just such a predicament, you should let out a...
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Interest Only Mortgages Explained
Those who are disciplined may find that the traditional mortgage option can really benefit them. This sort of mortgage involves them paying the interest on the loan as well as a small amount of the principal. This is among the most common forms of loan and once the borrower manages the minimum payments for the...
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5 New Year’s Resolutions To Make For Your Money
New Year is a time when many people make promises to themselves which often involve being more positive, being healthier, and even being more responsible with their money. During tough economic times, it’s very important to remember that the financial decisions you make today will greatly impact your future. We look at some resolutions you...
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Tips to Save Money on Any Budget
So many people these days become so caught up in the moment and how they can barely keep up with their bills. What many of these people don’t realize is that no matter how ‘tight’ money may be, there are always ways to go about making the most of the cash you do have and...
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Can You Manage a Mortgage on Pension?
When it comes to retirement planning one of the most common pieces of advice is to pay off your mortgage as quickly as possible. No mortgage = less financial stress. But what if you want to buy a new home after you retire? Will you be able to get a mortgage and will you be...
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Holiday tips for Tipping – Who, When, and How Much
Ahh, the month of December is upon us. The crisp cold air tickles your nose and makes your cheeks rosy, just like jolly ol’ Saint Nick. Beautiful lights and decorations span the world this time of year as we get into the holiday spirit. Before you are wrapped in the hustle and bustle of this...
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Advantages of Using Tax Software
The growing number of tax software users is a testimony to the fact that such software is very useful. For a better understanding of why so many people are using tax software, highlighted below are some of the main advantages of such software. Maximizes Your Tax Deductions A layman can’t keep a tab on the...
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What a Car Really Costs
Owning a car is kind of like owning a portable house: there’s more involved than just the cost of the initial purchase and monthly payment. Cars require care and have some very specific and, often, expensive needs. Even during an ordinary year—one in which you take no major road trips or do any significant amounts...
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How An Individual Retail Marketing Strategy Works
Ever heard of predictive technology? You might be surprised to learn that it’s a sophisticated tracking and monitoring system that creates a customer profile of YOU, based on your purchase history at major retailers, your life stage, and other data. Much of this information is obtained using barcodes—those inconspicuous black-and-white areas on the packaging that...
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Tricking Yourself Into Making Saving Money Fun
With the economic climate still precarious and most families still having to cut their cloth according to a tighter budget, a lot of people are finding that they are having to seriously adjust their spending habits for the first time in their lives. Now that money is tight and credit unavailable, a great many people...