Spring has arrived, at least in my part of the world it has. And with that comes spring cleaning. I typically rebuff all methods of cleaning, it’s one of my least favorite activities to do. However, the other day I was looking around and noticed that my window sills were pretty dirty. I also have...
Nannying is a rewarding and fulfilling career for many kid-loving people with nurturing personalities, but the job can be more complicated than that of aid at a school or day-care facility. Most nannies are independent contractors; they pay their own taxes, purchase their own health care benefits, and manage their working lives as business owners,...
You cannot know what lies ahead. In ten years, you could have a thriving career in your intended field, you could be in a completely different discipline from the one in which you graduated, or you could find yourself unemployed for any number of reasons. If you are not careful, by the time it takes...
Many people who find themselves face to face with the U.S. justice system for the first time are at a loss about what they can do to maximize their odds of a favorable outcome (or to at least minimize the odds of an unfavorable outcome). Whether you are involved in a civil or criminal proceeding,...
The TLC show Extreme Couponing is back on the air this week, and while it’s great to bring attention to helping people save money particularly in this economy – it’s not right to give them unrealistic expectations. The show depicts people who are getting tons of merchandise for free. But really, who needs 25 bottles of...
Although some people can fund college entirely with their own money and grants, most people graduate with at least a little student debt. Paying off student loans can take years and set you back financially when you enter the workforce. You don’t want to compound the problem by adding consumer debt to the mix. Credit...
Did you know that the average refund distributed during tax season is almost $3,000? Most of the time, that refund will go right into a savings account, but there are other ways to spend a tax refund that can boost your refund for next year, and no, it doesn’t include going on vacation or a...
Before comparing loans at MoneySupermarket.com, borrowers are advised to consider their financial circumstances very carefully. Unfortunately, many people have fallen into debt – a problem that is rapidly being made worse by the challenging economic conditions. If borrowers fail to keep up with loan repayments, some might find bailiffs knocking at their door. A reality...
Person-to-Person. Peer-to-Peer. P2P. Social Lending. Whatever term you use, the concept is the same. Lenders and borrowers coming together without the assistance of a banking institution. How does peer-to-peer lending work? Investors: Individuals who are looking to invest their money into small loans sign up with sites like Prosper, Lending Tree, or Lending Club. Once...
Bankruptcy is perhaps one of the most severe financial setbacks you can experience, and it can take some time to recover. Credit cards can help you with this but do remember that it’s illegal to apply for one if you are classed as an undischarged bankrupt. What is bankruptcy? The word bankruptcy comes from two...