There’s a lot said about compensation culture. The term was first popularized in the early ‘90s when an elderly patron was awarded $2.9 million in damages after pouring hot McDonald’s coffee on her lap and scalding her legs. High-profile cases like this have perpetuated an extremely unhelpful stereotype. That of the grasping, self-serving litigation junkie, out to get whatever they can from whoever they can at a bare minimum of effort. Statistics may reveal this culture to be a myth, but it still pervades in the minds of some. This is unfortunate, as any kind of stereotype is unfortunate. But when it prevents people from claiming that which they’re owed, it becomes all the more unfortunate. As the old saying goes, there is no nobility in poverty, and there is no chivalry in thumbing one’s nose at money to which they are legally entitled. Here are some of the most common reasons why people fail to make compensation claims, even though they most definitely should…

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They feel like the deck is stacked against them

We live in a world and an economy where the house always wins. Thus, when someone is injured on the road they feel that the deck is stacked in favor of the insurance company and that they will go through a lot of time and effort only for their claim to be dismissed by a system designed to deprive them of what’s theirs. Car accident lawyers spend their whole day, every day making sure that this does not happen. They work hard to ensure that their clients get what they deserve; no more, no less.

They’re intimidated by the claims process

The claims process itself can be arduous and intimidating and usually involves hours spent recounting particularly unpleasant or painful memories. As such, many people with grounds for a claim shy away from doing so because of the minefield of paperwork. Here’s another reason why it’s important to have sufficient legal representation. Not only will they ensure that you get all that’s coming to you, (you wouldn’t believe how easy it is to make a mistake in the claims process and lose out on your compensation) they take a lot of the paperwork and administration out of your hands. The majority also work on a “no win, no fee” basis meaning there are no payments made upfront.

They’re worried about negative stereotypes

All that stuff we mentioned at the start of its article is very much in the minds of those with grounds for a claim. They don’t want to be perceived as greedy or money-grubbing. But they are not. If they choose to make a claim, they are legally entitled and morally justified in doing so. Nobody in their family or circle of friends will think any less of them for claiming what they’re rightfully owed.

They worry about reprisals from their employers

While it’s true that your boss can legally sack you for no reason at all, they cannot sack you if you can prove that to do so would be unfair discrimination. If they threaten to sack you as a direct result of you taking legal action against them, they are doing so illegally.

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