Posts Tagged ‘ saving tips ’

Money Management Tips

12/08/2011
By
Money Management Tips

Saving money now days seems almost impossible. Not only have gas prices and home expenses risen over the past 6 months but jobs have become harder and harder to find. In order to save money in this type of economy parents need to start teaching their children money management tips from a small age. Below are a few helpful tips. Track your money. You should know exactly what is coming in and going out. Limit your credit cards. Credit cards should not be for everyday use but for emergency situations. Keep a budget. Limit the amount of money you spend on entertainment and eating out. Give yourself a weekly allowance. Always have an emergency fund. The average person should have at least 3 months salary in an emergency savings account in case of job loss, family illness, etc. Don’t get behind on bills- Ask for help when you need...

Read more »

To Budget or Not to Budget that is the Question

07/07/2011
By
budget

We’ve all been enticed by that “awesome new what-cha-ma-call-it” before. So what is it that gets us to pull out our wallets and hand over our hard earned money instead of putting it away into savings? A lot of it has to do with the emotional appeal of whatever it is we’re considering purchasing. In the heat of the moment however, budgeting doesn’t always seem like the best route. After all it would mean passing up the must-have object. In order to make a clear decision on whether or not to live on a tighter budget and save we have to remove ourselves from the temptation to buy. Go home and think it over before you make a purchase. Let is simmer for a day and see if it still is that important to you. Reaching bigger goals in life, like owning a home, saving for retirement, or paying...

Read more »

10 Easy Money Saving Tips on Groceries!

05/07/2011
By
Money Saving Tips

Times are tough and many of us are doing all we can to tighten our belts and keep a close eye on our budgets; everything from spending less on entertainment to not traveling very far due to fuel prices Another major expense is the cost of food You’ve probably heard all over the news that the cost of food has been consistently rising for months straight; and besides hearing it, you’ve probably felt it in the bank account as well. Although times are tough for many there are some important things you should know about shopping at the grocery store In this article I will share with you some things that I’ve learned since tightening our belts at our home. 1. Shop at the cheap stores. The best prices overall are usually found at the discount stores Often times they are “Big Box” stores, however places like that can...

Read more »

High Street Money Saving Tips

09/05/2011
By
money saving tips

Unfortunately, we are in a global recession and many of us are still feeling the heat of this. Whilst the economic downturn rages on, you may be surprised to learn that there are many things you can do to actually save on your monthly expenses without having to sacrifice the things that you love and enjoy doing. For many people, hitting the high street is not just about buying new stuff; it’s about feeling good and being sociable. In this article we look at 3 ways in which you can save money yet continue to do the things you love! 1. Clothes shopping It had to be number 1 didn’t it! Everybody loves splashing out on some new clothes, but unless you are something of a fashionista you probably don’t care too much for the very latest trends. This means you have a whole world about to open up...

Read more »