Posts Tagged ‘ save money ’

To Budget or Not to Budget that is the Question

07/07/2011
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budget

We’ve all been enticed by that “awesome new what-cha-ma-call-it” before. So what is it that gets us to pull out our wallets and hand over our hard earned money instead of putting it away into savings? A lot of it has to do with the emotional appeal of whatever it is we’re considering purchasing. In the heat of the moment however, budgeting doesn’t always seem like the best route. After all it would mean passing up the must-have object. In order to make a clear decision on whether or not to live on a tighter budget and save we have to remove ourselves from the temptation to buy. Go home and think it over before you make a purchase. Let is simmer for a day and see if it still is that important to you. Reaching bigger goals in life, like owning a home, saving for retirement, or paying...

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Teaching your Children the Importance of Money and Budgeting

10/06/2011
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Did you know that the ability to have financial independence lies in your budgeting skills? One of the wisest investments that you will ever make is to not just practicing having a budget but also teaching your children the importance of money and sharing your knowledge with them. Children are easy to teach. They learn what their parents teach them when they are young and have fresh minds. If you want to secure the future of your children, this is a very valuable lesson that you will teach them in their life. Budgeting is as important to you as it will be to them at any point in their life. So, it is crucial that you give your children the right knowledge and teach them the right skills when it comes to making financial choices. Work culture: As a parent, you have the most influence over your children and...

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8 Ridiculous Ways People Try to Save Money

16/05/2011
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save money

There’s no shame—in fact, many would say it’s financially wise—to live an inexpensive lifestyle. Clipping coupons, buying items on sale, cooking food at home, bringing the leftovers to eat for lunch at work the next day, and shopping at secondhand stores are all simple and unobtrusive ways to save a lot of money in the long run. The line that differentiates “frugal” from “cheap,” is a thin one, however, and you’d be surprised at just how far people are willing to go to save a few dollars. Here’s a list of especially ridiculous ways people try to save money: • Eating food out of the dumpster. Many people try to justify this by explaining that groceries throw out unsold food products the moment they hit their expiration date, and the dates themselves are quite liberally set so that there is absolutely no chance of consumers eating old food. True...

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Save Money and Time: Why Being Single Isn’t So Bad for your Checkbook

26/07/2010
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This is a guest post by Jane Tiluda. Jane Tiluda is a blogger and personal finance expert from Atlanta, GA, currently happily living the single life.  Stay tuned for installments in Jane’s ongoing series about finance tips for dating and living the single life. I recently graduated college and most of my friends are already married or in the process of engagement. One particularly impatient friend has a baby on the way. And, being the selfish single lady that I am, I’ve noticed that their exclusive partnerships are causing problems for me. Most annoyingly, I’m struggling to find a roommate because all of my friends have relocated or have moved in with their significant others, which has left me alone eating Ben & Jerry’s out of the carton while watching late-night reruns of The Nanny on my parent’s couch. Sure, I’ve dated; I’ve tried men in every variety: soccer...

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