Image via pixabay Paying for college is indeed a daunting and intimidating task. In an ideal situation, it is a long-term process of building savings, using it, seeking institutional aid, free money, and if needed personal loans. But with such varied avenues for financing your college costs, it often becomes difficult to choose which option...
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5 Financial Sins that Can Lead to a Bad Credit Rating
You might have heard of the phrase ‘credit rating’ before, but you might not know exactly what it means. A credit rating is basically an evaluation of how well placed you are to pay back your loans. This may be used in conjunction with an appraisal of your credit report, which is basically a list...
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Credit Cards vs. Personal Loans: What is Right for You?
The decision for the best method of borrowing money when times are tough depends on a multitude of factors. For some people, getting emergency access to cash may be best done through a credit card, while for others; the best option would be to take out a personal loan. What constitutes the best criteria for...