Posts Tagged ‘ personal finance ’

How to Keep Money in Your Pocket

19/12/2011
By
Save Money

The economy is forcing people to pay more attention to spending. Deciding if an item is a need or a want is hard, but necessary. Nobody likes to have to choose between paying a bill or buying a collectible, it’s just a sign of the times, so to speak. Follow these plans to keep the most money you can in your pocket! 1. Plan Your Day Taking a few minutes to plan a shopping trip can save money on gas. Decide what stores you really need to visit. If you have another appointment in the same town, try to schedule them the same day. Plan out your route to limit the amount of traveling between points. 2. Check Ads...

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Three Things About My Finances I Wish I Could Tell My College Self

17/11/2011
By
College Life

As we move through life, we sometimes find ourselves thinking about what we would have done differently if given the chance to do it all over again. One area that I find I think about most is in relation to finances. Although little can be done today about the what-if’s of yesterday, if I had the opportunity to teach my college self anything, it would have to do with how to better handle finances. It really is true that the decisions we make early in life, can have a major effect on how we live in the future. Stay Out of Debt The best piece of advice I would give to my college self would be to stay out...

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5 Things You Should Know about Investing in Silver

16/11/2011
By
Investing in Silver

Everyone seems to be interested in investing in gold, but silver prices are on the rise as well. While silver may not be as expensive as gold, it’s still a valuable investment. Of course, there are a few things you need to understand about this precious metal before spending your hard earned cash. Here are just five things you should know about investing in silver. Understand the Weight of Silver Weights can be rather confusing when it comes to precious metals, but you need to understand them. Not understanding how silver is weighed can lead to a poor investment. When purchasing silver, you may see it listed by troy pound, which is 12 troy ounces. Before you make your...

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5 Top Tips for Managing your Finances

03/10/2011
By
managing personal finance

How to Get a Better Grip on Your Finances Managing personal finance is tricky, but a careful blend of money saving and understanding your spending habits can really help you. Reduce those credit card bills and ease the strain on your finances with these simple tips: Use shopping lists Shopping lists can allow you to budget what you spend at the shops every week. Most people buy the same things every week, so you’ll have an idea of what those products cost. You can total that and work out what you are really spending. Using a shopping list and avoiding deviation can reduce your impulse purchases and really make sure you aren’t overspending. Plan your shop around what you...

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The best budgeting software to help you manage your personal finances

28/09/2011
By
manage your finances

When it comes to managing your finances, staying on top and staying in control are crucial. Whether you want to maintain a big money share portfolio, monitor multiple savings accounts or simply keep a close check on your grocery spends each week, keeping accurate budget reports are crucial for keeping track of how your money is performing and where it is going. For many people, the idea of budgets and spreadsheets fill them with dread, but luckily there are now a host of online and desktop software solutions which can keep accurate records of your finances. There are many different options for personal finance tools for both PC and Mac users and the best ones can really help to...

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Developing Good Money Habits

25/05/2011
By
Money habits

In the face of some of our country’s toughest economic times, we are forced to get back to the basics of imagination and creativity. Here are a few tips to getting your personal finances under control, while establishing habits to save money and create savings for your future. Put Your Household on a Budget First, determine how much you have been spending in categories such as food, utilities, entertainment, auto expenses, school and work lunches, childcare, etc. List the mandatory items before luxury or entertainment. Next, take a realistic look at your take-home income from all sources Now set up a spreadsheet (Excel is a great tool for this) reflecting your monthly income, actual expense categories and see if...

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How Your Parents Money Choices Influence Your Finances

22/04/2011
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How did your parents manage their money? If you are not sure, chances are good that your parents did not have a strong impact on the way you are living and spending (or saving) money today. However, you may not realize that what your parents did with money really did impact your own lifestyle choices. Take a look at a few scenarios and how they could have impacted your financial future. Your Parents Did Well Budgeting and Managing Some parents, especially older parents, managed money very tightly. Credit was not something that they wanted and not being able to buy a home with cash was a sure way to show the world that you did not have the means...

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Using Your Savings

06/04/2011
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I’ve recently read loads of personal finance stories that deal with how to save money, but I haven’t seen many that state what you can actually do when you’ve reached your savings goal. Everyone’s savings goals are different, some people save for a particular product that they like the look of, where as others save for no particular reason other than having a rainy day fund just in case you need it.  If you fit into either of these categories then there may be a time when you actually want to use the money that you have struggled to save. I’m sure you all know that saving can be extremely difficult and it’s important that when you do decide...

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Sharing knowledge on Personal Finance Tips

17/08/2010
By
personal finance

With commodity prices and fuel prices always on the rise, it is very important for one to manage his finance efficiently. Although there are plenty of books on this vital topic, the basics to holding a good financial status at all times remains the same. A few important tips that will ensure your financial security are: Choose the Right Job This might appear simple but it is something a lot of people suffer from. Know your assets well and pick a job that suits you and pays you for what you’re worth. There is no point in working for a huge multi national corporation if you’re being offered a pay check way below your grade in spite of you...

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Save Money and Time: Why Being Single Isn’t So Bad for your Checkbook

26/07/2010
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This is a guest post by Jane Tiluda. Jane Tiluda is a blogger and personal finance expert from Atlanta, GA, currently happily living the single life.  Stay tuned for installments in Jane’s ongoing series about finance tips for dating and living the single life. I recently graduated college and most of my friends are already married or in the process of engagement. One particularly impatient friend has a baby on the way. And, being the selfish single lady that I am, I’ve noticed that their exclusive partnerships are causing problems for me. Most annoyingly, I’m struggling to find a roommate because all of my friends have relocated or have moved in with their significant others, which has left me...

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