Having a good credit score is one of the most valuable things you can have. It can help you to secure financial assistance and save you thousands of pounds on the cost of credit in the process. On the other hand, if you have a bad credit rating, it can really limit your ability to...
Tag: credit repair
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The Three Steps to Fixing Your Credit
There are a couple of things that you need to know about having less than perfect credit. The first is that there are more people out there whose credit profiles are not nearly as awesome as they’d like them to be—so there is no reason to feel embarrassed about your score or situation. The second is...
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What to Do If You Have Credit Issues?
Credit issues can impact just about every aspect of your life. Why? If you do not have a good credit score, it is harder to qualify for mortgage loans, auto loans, and other types of financing. In addition, a bad credit score can result in higher insurance premiums, and you may not be able to...
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5 Reasons Credit Cards Make Financial Sense
It’s easy to vilify credit cards as a means of racking up huge amounts of debt. Whilst it’s definitely true that UK consumers are often heavily indebted to their cards, they can still be useful tools to protect your finances and manage cash flow: They Protect Your Cash Fraudulent transactions and identity theft are rampant...
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Raise Your Credit Score Fast -Add 100 Points By 18 Months!
Today let’s focus on the best ways to increase your credit score. Without wasting time, let’s jump right into it. 1. Improve the “Utilization Rate” on your Credit Cards and Unsecured Loans. Then continue to use your credit cards, pay them off in full each month and consistently increase your credit limits. Your credit score will...
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How Your Credit Score Is Determined
Like income taxes and 401Ks, credit scores can be mysteriously difficult to understand. With the overwhelming majority of the population being affected by them, one would hope there would be a simple method for individuals and families to calculate their own scores. Of course, the same could be said for taxes and retirement plans, but...
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How to Make Money through Credit Cards
Credit cards are rather helpful for those who can understand how to use them. It is even possible for credit card owners to earn money while spending money with their credit cards. While this may sound a bit daunting, it is possible to pocket extra cash while buying one’s basic everyday needs. Credit card companies...
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Check Your Credit Rating – Poor Fico Credit Scores Cost
There have been good signs that the economy has bounced back but this should not keep you from protecting a good name and reputation within the community. The creditors these days are implementing more strict policies that more and more Americans Canadians are being disqualified from getting loans and financial credit. This may well be...