A few key factors tend to influence your borrowing capacity under all circumstances. But there is actually a single important factor that helps in determining whether you can own a home or not. Gaining a fair idea of how much you can borrow is of great help when you’re considering multiple properties simultaneously. Once you...
Tag: credit rating
Post
Steps to Improve Your Credit Rating in the Long Run
Responsible borrowing needs to be proven to your lender if you’ve accumulated debts. Your credit score is likely to be improved with time. Follow a few simple steps to improve your credit score – Make timely payments Your accounts need to be paid off as early as you can. Making timely payments is important. It...
Post
Managing Your Finances: Why Your Credit Rating Is So Important
In today’s digitized world, everything, including money, has been given the ability to be transported through electronic signals, going in and out of several computers, before finally landing, hopefully, in the right hands. In the last decade, the use of credit cards has been steadily on the rise. With people constantly now purchasing with credit...
Post
The Three Steps to Fixing Your Credit
There are a couple of things that you need to know about having less than perfect credit. The first is that there are more people out there whose credit profiles are not nearly as awesome as they’d like them to be—so there is no reason to feel embarrassed about your score or situation. The second is...
Post
Credit Rating Plan to Crack Down on Fraudulent Practices
Great Britain has a welfare budget problem and ministers have reported that they are planning to crack down on welfare cheats. In a recent article, a No 10 spokesman was quoted as saying, “Getting the welfare budget under control is a key part of our long-term plan for the economy.” One facet of the coming...
Post
Tips on Building Your Credit Rating in College
Whether you have just entered college or if you’re already enrolled and you’re seeking ways to secure your financial future, building your credit rating can help in many areas of life. When you’re in college, building your credit rating is possible regardless of your age with the proper support and the right opportunity. Before you...
Post
How to Make Money through Credit Cards
Credit cards are rather helpful for those who can understand how to use them. It is even possible for credit card owners to earn money while spending money with their credit cards. While this may sound a bit daunting, it is possible to pocket extra cash while buying one’s basic everyday needs. Credit card companies...
Post
Check Your Credit Rating – Poor Fico Credit Scores Cost
There have been good signs that the economy has bounced back but this should not keep you from protecting a good name and reputation within the community. The creditors these days are implementing more strict policies that more and more Americans Canadians are being disqualified from getting loans and financial credit. This may well be...