It’s easy to vilify credit cards as a means of racking up huge amounts of debt. Whilst it’s definitely true that UK consumers are often heavily indebted to their cards, they can still be useful tools to protect your finances and manage cash flow: They Protect Your Cash Fraudulent transactions and identity theft are rampant...
Tag: credit cards
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Raise Your Credit Score Fast -Add 100 Points By 18 Months!
Today let’s focus on the best ways to increase your credit score. Without wasting time, let’s jump right into it. 1. Improve the “Utilization Rate” on your Credit Cards and Unsecured Loans. Then continue to use your credit cards, pay them off in full each month and consistently increase your credit limits. Your credit score will...
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Secrets Behind the Best Student Credit Cards
It’s a really overwhelming task to find the best student credit cards – particularly if you are a student with no credit card encounter at all. There are a few factors the finest generally have in common when searching for the best student credit cards. Below are the top ten key factors to look for:...
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How Your Credit Score Is Determined
Like income taxes and 401Ks, credit scores can be mysteriously difficult to understand. With the overwhelming majority of the population being affected by them, one would hope there would be a simple method for individuals and families to calculate their own scores. Of course, the same could be said for taxes and retirement plans, but...
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Follow These Tips To Avoid Credit Card Scams
It is a well-known fact that the credit cards that we use every now and then for paying off the bills or purchasing something are always at a risk for theft. But stopping the use of your cards is not a practical solution, right? So what you can do is to become more cautious and...
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Avoid Bankruptcy with these Helpful Tips
The decision to file for bankruptcy should never be taken lightly and should only ever be considered as a last resort. Dealing with unmanageable debt, before it’s too late, is the key to avoiding bankruptcy. For some great tips on how to regain control of your finances, follow our guide for avoiding bankruptcy below. Devise...
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How Twitter And Prepaid Cards Can Save Your Holiday
Spending your vacation in a foreign country can be a wonderful thing and expose you to new experiences, new culture, fresh influences, and inspirations. On the other hand, it can also present you with new problems and challenges – some accordingly return from their holiday indebted or robbed. Two of my friends have unfortunately met...
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How to Make Money through Credit Cards
Credit cards are rather helpful for those who can understand how to use them. It is even possible for credit card owners to earn money while spending money with their credit cards. While this may sound a bit daunting, it is possible to pocket extra cash while buying one’s basic everyday needs. Credit card companies...
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Protecting Your Credit During and After a Divorce
A divorce will, most likely, affect every aspect of your life. Unfortunately, your finances are not excluded from this. While many people understand that the legal proceedings of a divorce can add up quickly, some neglect to consider the other financial complications that arise due to a divorce. If you are like most couples, you...
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Sound Financial Planning for Your Post-Retirement Years
America is busily preparing for the expected rise in retirees as more baby boomers exit the workforce each year. As such, many of our financial gurus are gearing up to help educate and prepare this segment of our population towards maintaining financial solvency and independence for longer periods of retirement. Preparing your budget for your...