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23/04/201429/05/2022by Jonny SmithIn Credit Finance

Should You Cancel Old Credit Cards Or Reapply For New Ones?

Most people have at least one credit card. Even if you’re not using the card, and you’re not interested in swapping the balance to another lender, it still might be worth canceling the card and switching to another one. With credit card fraud on the rise, it doesn’t make sense to have a really old...

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16/12/201329/05/2022by Jonny SmithIn Credit Credit Score

How Your Credit Score Is Determined

Like income taxes and 401Ks, credit scores can be mysteriously difficult to understand. With the overwhelming majority of the population being affected by them, one would hope there would be a simple method for individuals and families to calculate their own scores. Of course, the same could be said for taxes and retirement plans, but...