One of the biggest problems with a bad credit rating is the fact that it can seriously curtail your borrowing options. Most people would like to be able to borrow money for, say, a car or a house. But with a bad credit rating, you’re unlikely going to be able to do either, unless you...
Tag: bad credit
Can You Get A Personal Loan With An Imperfect Credit Score?
Had it been a few years back, the answer would have been ‘No’. This is because, with a collapsed financial market in the forefront, no lender was ready to bear the risks of providing loans to people with bad credit scores. But things have changed today. With the market picking up pace at a slow...
Getting Approved for a Car Loan with Your Bad Credit Score
Many people who have recorded a bad credit score are aware of the fact that they can no longer benefit from other loans. The bad image of your credit history has led to a bad credit score. Until you fix it, you can not take advantage of another loan. Have you ever heard of the...
Steer clear of bad credit score to avoid being turned down by lenders
An individual’s past ability to handle his payments and repay a borrowed amount is known as his credit history and in most countries, banks, lenders, landlords, insurance companies, and even employers check your credit report before lending you a loan or hiring you into their organization. Your credit score is just like a passport to...
5 Rules of Credit Card Management
Most people have a love/hate relationship with credit cards. While handing over that little piece of plastic may feel painless at the time, once the harsh reality of minimum payments and skyrocketing interest rates begin to sink in, all fun and games come to a sliding halt. If you follow 5 simple rules of credit...