How to Find the Best Mortgage Rate to Buy Your First Home

Image via https://pixabay.com/en/home-house-crafts-knitting-1349925/ One of the first things you want to do as a first-time homebuyer is to find the best mortgage interest rate possible. Unfortunately, finding the best rate is not as easy as going into your local bank and saying “give me a mortgage with a low-interest rate.” Finding a low-interest mortgage takes time, […]


Premium changes to health insurance in 2018 – What are the driving factors?

Image via https://pixabay.com/en/family-bless-you-hands-security-2073604/ The filing process of the 2018 health insurance premium rate is underway. This is an issue which will outline the factors which underlie the setting of premium rates and highlights the main driving factors behind the reasons that the 2018 health insurance premiums are going to be different from that of the previous […]


3 Ways College Students Can Live Like Kings on a Fixed Income

If you’re like most college students, you’re living on a fixed income from student loans – a very small fixed income. The good news is that this doesn’t have to mean you spend these years just barely getting by. In fact, you can actually live quite comfortably if you know what you’re doing. 3 Ways […]


What to Do When Your Business Needs Money Fast

It’s not just in your personal life when you might suddenly need some money. If you’re running low on funds and you need cash fast, it can be tough to think of ethical ways your business can get what you need. Fortunately, there are plenty of options for you if you need to give your […]


What Is Your Financial Plan Missing For This Year?

https://pixabay.com/en/office-tax-business-finance-620822/ When it comes to your money, you always need to be organized. It can be really tempting to just kind of wing it and hope for the best, but if you really want to improve your finances or try and grow them, organization is key. This means that you’re going to need to have […]


4 Effective Ways to Invest (That Aren’t the Stock Market)

Image credit Although it’s a pretty sensible move to invest some of your money on the stock market, it’s also a really good idea not to put all of your eggs in one basket. By spreading your money around, you minimize your risks significantly, which means that you should always be on the lookout for […]


What Makes Platinum So Special?

Image via flic.kr Platinum – the name means “little silver” – was only identified as a unique element in the middle of the 18th century. Since its discovery, chemists were intrigued by this metal, which they described as “unmeltable” and “infusible” (which meant they couldn’t melt it and mix it into alloys with other metals). […]


Everything You Wanted To Know About Bitcoin

Image by Flickr You’re new to the world of investment and everything seems strange and perplexing. In most areas of life we struggle from too little information and guidance but in the world of investment, there’s way too much! Everywhere you turn there are people arguing vociferously and passionately for certain commodities, stocks and shares. […]


Eurasia Group anticipated yet another US financial crisis – Will recession make a comeback?

Image via https://pixabay.com/en/dollar-currency-money-cobweb-592511/ As per what the US think-tank is about to say, 2018 could possibly be the ultimate year for the biggest ever geopolitical crisis which is going to be equal to the 2008 Great Recession that the Americans faced. The Eurasia Group, in its annual report warned America of the few biggest risks that […]


5 Things That Could Turn Your Financial World Around This Year

https://pixabay.com/en/computer-business-laptop-technology-3239667/ Do you ever step back, take a look at your finances, and wonder just where you are going with them? More often than not in life, we tend to just go with the flow. We get up, we go to work, we bring in our money, and it becomes very normal to just live […]


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