Insurance

Critical illness insurance deals

13/08/2011
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Few people would dispute that times are tough and may remain so, so that makes a search for critical illness insurance deals all the more urgent. Yet a slight pause may be advisable. Critical illness insurance UK cover, may provide financial assistance at a time when you and your family are at your most vulnerable. That is shortly after you have been diagnosed as suffering from a critical illness and are trying to cope with what that means. What it may mean for your overall health and prognosis is a matter for you, your family and your medical experts, however, it may also mean a great deal to your financial situation. One of the sometimes unforeseen side-effects of such...

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Launching an Insurance Appointment Setting Campaign

04/08/2011
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Insurance agents often try a myriad of strategies to generate new business clients, but there is no method as ubiquitous and misunderstood than outbound telemarketing and appointment setting.  The key to success in the insurance industry is the ability to call, qualify, and set appointments with appropriate prospects.Getting Started Develop a simple and clear mission for your appointment setting campaign. Doing so up front can lead you in the right direction when finding the right telemarketing company and targeting the appropriate market.  An example of a sound strategy is to set a goal for daily appointments, meeting classifications, and data gathering. Pre-Campaign 1.  Procure a list of contacts and names to call 2.  Write a script and frequently asked...

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Latin and Liability

03/08/2011
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What is it with legal documents and Latin? We’re living in the 21st Century and we’re faced with documents that contain phrases that Nero may have been familiar with, but you don’t hear too often on the average building site. Even when they’re in English, some of this legalise might as well be in a foreign language. Let’s look at some of these phrases that crop up in connection with public liability insurance and employers liability insurance and try and make sense of them. Ab Initio – Nothing to do with your abs, fitness fans, this Latin term simply means ‘from the beginning’. A liability insurance policy may be cancelled ‘ab initio’ if the insurer felt that there had...

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10 Reasons Insurance is Worth It

01/08/2011
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insurance is worth

As much as we hate to, paying insurance is one of the necessary evils in life. Yes, it means the insurance companies are filthy rich – especially those with superior legal teams who know every loophole in the book and therefore avoid payouts at all costs, but without them many people would have no safety net. So, while most of us hate parting with our hard earned cash, paying a monthly sum to a broker that may never have to return a single cent in claims, it is still worth it. 1. Health Insurance The importance of having health insurance greatly depends where you live in the world and what health system your government currently has in place. Those...

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5 Tips for Reducing the Cost of Your Auto Insurance

15/07/2011
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Auto insurance is one of the rare monthly bills that you actually have some control over. To begin with, you can shop around for insurance to find the best rates. Additionally, there are certain things you can do to lower the cost of your insurance once you have it. You can’t say that about your rent or credit card payments. Where do you begin? Read these five tips for reducing the cost of your auto insurance: Raise your deductible. If you feel safe in knowing that, in the case of an even that requires you to file a claim, you will be willing and able to meet higher deductible requirements, then have your insurance agent raise your deductible amount....

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American Sales Down In May

28/06/2011
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Statistics suggest that US auto sales dipped in May by about .4% over the same month last year and by more than 5% over April. Sales on the retail market were down by about 50,000 vehicles over the previous month, suggesting continued softness in the economy and supply chain woes continue to take their toll. According to the latest seasonally adjusted annualized rate (SAAR) published by Edmunds.com, the overall annualized rate has declined by a million vehicles compared to April’s SAAR. For retail sales, the SAAR for 2011 is now below 10 million cars, trucks and vans. At least some of the decline in sales may be attributed to a reduction in manufacturer incentive programs which have ramped down...

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Thinking about becoming a landlord?

20/06/2011
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With the current demand of rental properties being high and each available home having around 5 tenants competing for each one, the potential investment for landlords has also increased. Many people are struggling to get together a mortgage and even when they do, there just aren’t any decent properties around. Therefore, people will rent before they find a suitable property to buy. The chief executive of specialist landlord lender, Paragon, Nigel Terrington said “The recession set back many experienced Landlords who may be thinking about coming back into the market, due to the rental market picking up again”. If you’re thinking about buying a property to let, you should think about purchasing Landlord Insurance as all investments need to...

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The ins & outs of French holiday home insurance

08/06/2011
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home insurance

Holiday home insurance is not something many people outside the industry would claim to be an expert in. In fact, most people find the complications, clauses, exceptions, conditions and ‘acts of god’ confusing enough when it is all discussed in their first language. Imagine trying to make sense of it all in another country! Luckily, the British insurance sector is putting up strong competition with French providers in the area of French holiday homes insurance, so you may find it worth your while to simply deal with a local company this side of the channel. Also, with a little patience, a good translator and by not rushing into anything, you should be able to navigate the vagaries of French...

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Lead Generation for Insurance Agents

02/06/2011
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If you’re like most insurance agents, you chose your career to help families realize financial independence and security, and to essentially run your own business in which you set your own hours. Often, the reality is that insurance professionals spend most of their valuable time trying to generate leads and track down appointments. You must have the ability to generate quality leads and appointments to achieve success in this cut-throat industry. All to often, potential customers aren’t interested in insurance products until they need them. Cold calling and canvassing to find these prospects can be an arduous task if handled alone. A common mantra of sales managers is, “just get in the door”. Unfortunately, that’s just not enough. Your...

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Healthy People Need Only Apply for Life Insurance

19/04/2011
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Healthy People Need Only Apply for Life Insurance

You will probably never hear this from online life insurance brokers but you might as well face the facts.  The truth is that only the healthiest people in America get the cheapest, rock-bottom prices for a life insurance policy.  It is a gift from the nation’s insurance companies.  Those insurance carriers reward healthy people with the lowest rates because they figure they will live longer and they won’t have to pay out the death benefits for a long time. There, I said it.  That little secret that insurance companies would rather not publicize is the bold-faced truth.  The fact of the matter is that the lowest rates for life insurance policies, known in the industry as “preferred” or “select”...

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