How to Keep Money in Your Pocket

The economy is forcing people to pay more attention to spending. Deciding if an item is a need or a want is hard, but necessary. Nobody likes to have to choose between paying a bill or buying a collectible, it’s just a sign of the times, so to speak. Follow these plans to keep the most money you can in your pocket!

1. Plan Your Day
Taking a few minutes to plan a shopping trip can save money on gas. Decide what stores you really need to visit. If you have another appointment in the same town, try to schedule them the same day. Plan out your route to limit the amount of traveling between points.

2. Check Ads
Coupons are a major craze today. Clippers accumulate dozens of the small slips of paper each week. While it seems 50 cents off a loaf of bread seems hardly worth the effort, some stores double the value.
Gathering several coupons for multiple items can add up to great savings. There are coupons for nearly everything you buy, from food to clothing to oil changes for your car. Always keeping an eye out for sales and coupons can help you cut your retail and grocery budget by a large chunk.

3. Cook What You Have
Cooking at home is a great way to save money. Eating out is quick and convenient after a long day of
work or school, but what most people don’t realize is, that by the time they spend $20 at the drive-thru window, they could buy all the ingredients for a delicious quick homemade meal at a fraction of the price. Making dinner at home not only saves money, it gives you time with your family and is healthier!

4. Make Small Repairs ASAP
Make sure there are no water leaks around the house. Just two leaky faucets that drip once a minute
waste approximately sixty-nine gallons of water each year. Check the faucet knobs – make sure they are still turning all the way off. Sometimes the rubber washers wear out inside the knob, allowing for loose fits and letting water drip, costing you money.

5. Turn off the Lights!
Check for lights, radios and televisions left on around the house. Any plugged-in item adds an amount to your power bill each month. As with other things, the small amounts aren’t visible alone, but when kept under control, you will see the difference.

6. Impulse Buys are Evil!
While waiting for the line to move, you pick up a tabloid from the rack, see an article you want to finish and next thing, it’s in the cart. These items are placed to catch your attention at the very end of your shopping trip. Retailers know that you will have to stand in line at some point. There, the temptations begin. News about celebrities you read once and throw away. That’s costly trash. Other items are placed there to capture your attention in hopes that you will pick them up as well. To keep money in your wallet, resist the urge!

7. Simple is Key
Saving money isn’t always easy, but it can be done with careful planning, good decision making and priorities. Coupons, eating at home and avoiding impulse buys can help you keep that money in your pocket for a rainy day.