Credit

Credit Card Defaults Hit New Low

Five out of six major credit card providers in the US have reported further reductions in credit card debt. Overall credit card debt stood at $785 billion at the end of March, according to the Federal Reserve. Figures for April show only Bank of America with increasing debt balances with approximately 1 in 12 in […]


Protecting Your Credit During and After a Divorce

A divorce will, most likely, affect every aspect of your life. Unfortunately, your finances are not excluded from this. While many people understand that the legal proceedings of a divorce can add up quickly, some neglect to consider the other financial complications that arise due to a divorce. If you are like most couples, you […]


New Limits On Credit Card Debt Spending

In this age of credit card debt relief nightmares, when so very many Americans find themselves in the position of begging lenders for debt settlement negotiation just to avoid bankruptcy, it seems a tad silly that anyone would spend time worrying over what they can’t buy through card accounts, but lending banks have increasingly decided […]


Would New Federal Controls On Credit Card Debt Collection Help Consumers?

As a result of increasing public pressure for governmental support of debt relief measures (spearheaded by the ever more powerful advocacy groups tackling the basest tendencies of the credit card debt industry), commentators and pundits familiar with the goings on around Capitol Hill agree that our elected officials may soon have no choice but to […]


How to Settle a Deficiency from a Car Repossession

How to Settle a Deficiency from a Car Repossession

Consumers who are searching for credit card debt assistance often have problems with other types of loans as well, including car loans. The unfortunate part of this is that a car can be repossessed by the creditor when as little as one payment has been missed. Repossession laws vary from state to state, so if […]


Consolidating Your Credit Debts to Save Money

Consolidating your credit card debt is one of the best moves you can make to save money.  This is a crucial step in improving your credit score for the future and insuring you have enough money each month.  With the numerous advantages for all cardholders who take advantage of credit card debt consolidation, it is […]


4 Ways to Get a Good Deal on a Credit Card

4 Ways to Get a Good Deal on a Credit Card

Best Deal on a Credit Card It seems like a fact of life; the better your credit rating is, the better offers you’re going to get from credit card companies. But what if you’re not getting those great offers? What if your credit rating just isn’t good enough? It can take months or even years […]


5 Rules of Credit Card Management

5 Rules of Credit Card Management

Most people have a love/hate relationship with credit cards. While handing over that little piece of plastic feels painless at the  time, once the harsh reality of minimum payments and skyrocketing interest rates begin to sink in, all fun and games come to a sliding halt. If you follow 5 simple rules of credit card […]


How To Be Debt Free

The credit boom and subsequent credit crunch of the last decade has left many Americans with an overwhelming level of debt that they have no real means of ever paying back. And this will no doubt have been a contributory factor in the 20 per cent rise in personal bankruptcy filings witnessed during 2010. And […]


Tips On Working Smarter, Not Harder In Your Business

Tips On Working Smarter, Not Harder In Your Business

In this day and age, with all the hustle and bustle of the workaday world, it is important to work smarter and not harder to get the job done. There are things you can implement right away to make your job less stressful and free up some much needed time. There are a lot of […]


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