Credit

Is it worth applying for a 0% Credit Card?

Is it worth applying for a 0% Credit Card?

A 0% credit card Essentially means that you are not charged any interest on your purchases for a defined period of time. How long that time period is depends on the credit card company and the deal on offer. Whether getting a 0% credit card is worthwhile or not depends on your unique situation, what […]


Mastercard Chargebacks explained

Mastercard Chargebacks explained

Mastercard is one of the world’s largest credit card providers, and it serves hundreds of millions of people all over the world. Chargeback is a process that occurs when a card holder can prove beyond any reasonable doubt, that the quality, quantity or timeframe of a product or service, promised by a merchant has being […]


Payday Loan and it’s Contribution to Our Day to Day Life

Payday Loan and it’s Contribution to Our Day to Day Life

Payday loan is something that everyone longs for, in order to get rid off the over dosage of financial crisis. Let’s have an authentic discussion over U.K market, how the citizens over there get rid off it and which sorts of companies are capable to help us out. Payday loans were an American phenomenon and […]


What are the Benefits of a Prepaid MasterCard?

What are the Benefits of a Prepaid MasterCard?

To use a prepaid MasterCard, like most prepaid credit cards, you simply load a set amount of money onto the card and use it to make purchases just like you would with an ordinary debit or credit card.  You never get into debt with it (there are no overdraft facilities or loans and no credit […]


Have proper personal finance habits – Learn the tricks

Have proper personal finance habits – Learn the tricks

It is very necessary for you to have proper personal finance habits in order to stay out of debt. The major problem with most Americans is that they fail to live within their means. What you should understand is that saving is an integral part of your life and you should spend less than what […]


Debt Collectors Use Social Media

Debt Collectors Use Social Media

In today’s world, debt collection companies are riding a thin line between legitimate collection practices and predatory collection techniques. Social media has become the newest way for debt collection companies to locate and communicate with consumers. This new phenomenon has left many industry insiders unclear as to the legality of the practices. Invading people’s privacy […]


How to Make Money through Credit Cards

How to Make Money through Credit Cards

Credit cards are rather helpful for those who are able to understand how to use them. It is even possible for credit card owners to earn money while spending money with their credit cards. While this may sound a bit daunting, it is possible to pocket extra cash while buying ones basic everyday needs. Credit […]


Check Your Credit Rating – Poor Fico Credit Scores Cost

Check Your Credit Rating – Poor Fico Credit Scores Cost

There have been good signs that the economy has bounced back but this should not keep you from protecting a good name and reputation within the community. The creditors these days are implementing more strict policies that more and more Americans Canadians are being disqualified from getting loans and financial credit. This may well be […]


Money Management is Important When Saving Money

Money Management is Important When Saving Money

It’s is important to save money by managing money so that we can enjoy financial freedom in the future. Perhaps, you are just realizing how imperative it is to manage money wisely. If you’re a beginner, then are few simple tips that are easy to implement and will lead on the fast track to saving […]


Getting Approved for a Car Loan with Your Bad Credit Score

Getting Approved for a Car Loan with Your Bad Credit Score

Many people who have recorded a bad credit score are aware of the fact that they can no longer benefit from other loans. The bad image of your credit history has led to a bad credit score and until you fix it you can not take advantage of another loan. But have you ever heard […]


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