Credit

Ways to Improve Your Financial Situation

How nice it would be if we could just have enough money to do exactly what we want, when we want? To not have to worry about any more debt?  We all dream of that financial freedom, but unfortunately it is very difficult for some of us to achieve.  But it can be done. Credit […]


The Changing Face of Payment Processing

It’s hard to believe that the modern credit card is, for all intents and purposes, less than 50 years old. Today, just about every business accepts credit cards, from department stores to fast food restaurants to gas stations. Over the past few decades, we’ve seen a relatively consistent path when it comes to payment processing. […]


7 Ways in Which a Low Credit Score will Cost You Big-time!

Suffering from a Low Credit Score? Are you one of those people who can’t seem to track where their credit score is headed? If that really is the case then you may just be heading towards paving the way towards a financial disaster. In my four-and-a-half years of working as a financial expert, I cannot […]


How to Take Control of your Credit Card Debt

How to Take Control of your Credit Card Debt

Credit card debt is one of the single biggest issues affecting people in the UK, as people are often tempted by the benefits of a credit card but then struggle to pay the necessary monthly repayments. From May 2012, the average amount of unsecured household debt in the UK was £7891, showing that there has […]


What is the Future of my Debts if my IVA Fails?

What is the Future of my Debts if my IVA Fails?

If I may ask you, what is an IVA, and then the best answer for it would be, an IVA or individual voluntary arrangement is extensively used for resolving personal debt problems. It is a repayment plan (fixed term) that is designed especially to help someone who is facing a crucial debt problem. This repayment plan […]


Think Again About That StayCation, The Right Credit Card Could Make a Vacation Affordable

Think Again About That StayCation, The Right Credit Card Could Make a Vacation Affordable

This article comes from our friends at Card Hub, a website that helps consumers find the best credit cards for their needs. The weather is hot, the kids are out of school, and for many of us the air conditioning is broken thanks to summer storms. In other words, it’s the perfect time for a […]


CashBack Credit Cards – How do they Work?

CashBack Credit Cards – How do they Work?

Many credit cards these days have reward schemes in place that companies use to highlight themselves as the best credit card available. While most cards have frequent flyer points as the main reward there are some credit cards called cashback cards which work in a different way. What is a cashback Credit Card? Credit card […]


Is it worth applying for a 0% Credit Card?

Is it worth applying for a 0% Credit Card?

A 0% credit card Essentially means that you are not charged any interest on your purchases for a defined period of time. How long that time period is depends on the credit card company and the deal on offer. Whether getting a 0% credit card is worthwhile or not depends on your unique situation, what […]


Mastercard Chargebacks explained

Mastercard Chargebacks explained

Mastercard is one of the world’s largest credit card providers, and it serves hundreds of millions of people all over the world. Chargeback is a process that occurs when a card holder can prove beyond any reasonable doubt, that the quality, quantity or timeframe of a product or service, promised by a merchant has being […]


Payday Loan and it’s Contribution to Our Day to Day Life

Payday Loan and it’s Contribution to Our Day to Day Life

Payday loan is something that everyone longs for, in order to get rid off the over dosage of financial crisis. Let’s have an authentic discussion over U.K market, how the citizens over there get rid off it and which sorts of companies are capable to help us out. Payday loans were an American phenomenon and […]


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