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Credit Card Debts: The Present Scenario in the US

Falling prey to unmanageable debts is not a rare occurrence in the US. At present, as per the latest reports, the credit card debt figures are all set to assume mammoth proportions by the end of this year. While many of us might just “claim” to be successful with our debts, the reality is quite...

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What Are the Differences Between Debt Consolidation Loans and Debt Management

What Are the Differences Between Debt Consolidation Loans and Debt Management

A friend of mine had recently mentioned to me the confusion between what is a debt consolidation loan and what is debt management.  This didn’t really surprise me as many consumers, borrowers, debtors, etc, can be confused by the various loan products and banking/financial terms used today.  Basically, unless you are in the banking industry...

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Five Tips for Avoiding Consumer Debt in College

Five Tips for Avoiding Consumer Debt in College

Although some people can fund college entirely with their own money and grants, most people graduate with at least a little student debt. Paying off student loans can take years and set you back financially when you enter the workforce. You don’t want to compound the problem by adding consumer debt to the mix. Credit...

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Advice To Think About When Designing A Debt Relief Budget

Stop The Bleeding Whether it’s those niggling fees that suddenly appear on your checking account statement seemingly out of nowhere — though intermittent use of check cards without writing down notes all but guarantees that you’ll sooner or later miscalculate the balance amounts and be stuck with the (increasingly exorbitant) penalty – or the charges...

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Four Debt Relief Tips For Twenty-Somethings

1. Waste Not, Want Not! While an occasional indulgence for yourself or a treat for your loved ones would only be expected, the abominable credit card debt loans facing borrowers around the country (and especially the youngest citizens) call out for a more steadfast resolve toward achieving a debt relief that will endure.  Too often,...

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