Savings

How should you celebrate a month when you have saved up?

How should you celebrate a month when you have saved up?

Image via Flickr This doesn’t happen every year. You don’t get to count many months on your fingers when you have actually gone one up on your expenses. Consider the rent, food bills, electricity bills, entertainment costs, commutation costs, college fees and other debts. Your expenses are always on the rise and it is not […]


ISAs Explained

Photo via flickr We would all like ways to maximise our money with a minimal amount of effort, but surprisingly few of us know of one that already exists: the ISA. Although you may be familiar with the term, the chances are that you’re not sure of exactly what it means or the benefits that it […]


Energy Saving Tips that Keep Money in Your Pocket

According to many experts, people in the United States are on unhealthy financial paths that will make it difficult for them to retire. In fact, less than a quarter of Americans have enough money saved to live without paychecks for six months. About 50 percent don’t even have savings large enough to support themselves through […]


Are You Planning to Retire Earlier?

Have you ever asked the question, “can I retire early“? By retire early, most people mean before age 62. If one wants to retire early, the success of this comes down to a few different things. Saving Enough Is Key We hear it again and again. Save early and often. But that’s not enough. It […]


Saving Money and Going Green Go Hand-in-Hand

The main goal for most businesses is to turn a profit. However, in a world that is increasingly aware of environmental issues, many businesses are taking measures to reduce the negative impact their company has on the environment. It is a mistaken belief that going green can cost more money for your business. In fact, […]


Negotiating Startup Capital Financing

If you have ever required capital for your start-up company, you may have an idea of the value of your company when going to the deal table. It is highly likely that there is a deviation between what your valuation is and what the investor’s valuation is at the onset. In order to close this […]


How to save money on your holidays

Now in the midst of the festive period, the majority of families are settling down for Christmas at home. In contrast, a growing number of families are looking to spend the festive period abroad, as they aim to capture some winter sun and enjoy a unique holiday experience. Interestingly, consumers also use the winter period […]


Are you over-spending this holiday?

The “stock” advice for the upcoming holidays is not to overspend. Everyone knows that. You know that. The financial experts know that. And people who overspend know that as well. Now, the question is- with item prices skyrocketing everyday how do you ensure that you’re not blowing your budget on the smallest of items? Here […]


US Fed Rate – A Persisting Dilemma

Financial pundits have been forecasting US Fed rate hike for quite sometime now. However, many internal and external factors have resisted the Federal Reserve from hiking it from the persisting 0.250 per cent. Though the market expected the fed rate to increase in September 2015, it didn’t because the central bank was worried about derailment […]


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