Savings

5 Ways to Make Sure You Can Afford to Give Your Kids the Best Education

02/12/2011
By
kids education

We all want to see our kids go to college to get a great education.  There aren’t many things in life that can take you further than a quality education and a good education is expensive and going up annually. Counting on school grants and scholarships are unreliable, and sometimes unavailable and asking your child to work full time to help pay for the tuition just limits their success and the odds are much more likely that they will drop out, or earn poor grades. Student loans are available for them, however with rising interest rates, these loans could haunt your child well into their adult life.  Therefore, the only real solution is to plan ahead.  Education simply cannot...

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5 Unnecessary Things Most People Waste Money On

01/12/2011
By
saving money

Everyday, people are buying unnecessary things, wasting their income and wondering why they can’t pay their bills. Sure, there are a lot of things you need, these are five things you don’t need but you’re probably wasting money on anyway. Low-Fat, Foods America is obsessed with these pseudo-health products that, if you look at the ingredients, are more likely to cause you cancer at the expense of 10-50 calories. Not only that, but this beautiful little buzzword can rack up prices far beyond the normal product’s price. Instead of spending an extra $0.50 or $1 on low-fat, just jog around for a minute and burn the 10-50 calories you would have saved. Taking Your Car to The Dealer Everyone...

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Black Friday Shopping Money-Saving Tips

30/11/2011
By
Friday Shopping

It is a well-known fact that Black Friday is one of the most awaited days by many people for a very special reason. Why? Black Friday or the day after Thanksgiving is popular and waited for with much anticipation by many people because it is considered the first day of the Christmas shopping season. During Black Friday, which will fall on November 25 this year, business establishments are preparing to offer huge discounts to the buying public. This is not only true with establishments selling products; this also includes establishments that offer services such as Hotels, Resorts, Restaurants, Spa’s, Beauty Shops, Hair and Nail Care Centers, Fitness Gyms, even Dental Clinics. This makes Black Friday an ideal day to...

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7 Best Coupon Sites for the Frugal Family

28/11/2011
By
Family Shopping

Online coupons have rejuvenated the coupon industry as evidenced by recent statistics that show that coupon redemption in the country increased by almost 8% in 2010, generated over $2 billion in savings for consumers. Given the critically tough financial situations many of us are experiencing, many families have grown more appreciative of the benefits of using online coupons. This is especially true when they realize that with the wise use of coupons, an average family of four can save as much as $6,000 in a year. What could you do for your family with an extra $6k? Coupons have been around for a long time, but the internet has drastically changed their ease, variety, and benefits. While previously concentrated...

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5 Tips To A Successful Business Launch

20/11/2011
By
Business Launch

Many people generalize that the world is made up of two types of people—dreamers and doers.  Dreamers are those who think big, have strong vision and passion, but rarely follow through on their ideas.  Then, you have doers.  Doers are those who are practical, responsible, and consistent.  They don’t necessarily think about crazy, big ideas, but at the same time they excel at executing tasks.  If you are considering starting a business, you have to become a rare commodity—both a dreamer and a doer. In essence, successful entrepreneurship involves taking an idea, developing a product or service based on the idea, developing a business model, assembling a team, and then bringing it to market.  The journey of taking something...

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Kick Your Finances Into Shape for 2012

18/11/2011
By
Saving money

Saving money is the new cool. The day where men and women go out on a Friday night and blow their cash, resulting them having to live on beans on toast for a week is long gone. Knowing your ISA’s, being able to charm the pants off of a retail assist whilst haggling and knowing your financial limits is now insanely suave. Nobody is effortlessly cool, despite what they’d have you believe. It takes determination, commitment and a whole lot of confidence. But once you get your finances in check, everything else seems to fall effortlessly into place. So it’s time to get things done. Instead of putting things on the backburner, you need to action and put self...

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Three Things About My Finances I Wish I Could Tell My College Self

17/11/2011
By
College Life

As we move through life, we sometimes find ourselves thinking about what we would have done differently if given the chance to do it all over again. One area that I find I think about most is in relation to finances. Although little can be done today about the what-if’s of yesterday, if I had the opportunity to teach my college self anything, it would have to do with how to better handle finances. It really is true that the decisions we make early in life, can have a major effect on how we live in the future. Stay Out of Debt The best piece of advice I would give to my college self would be to stay out...

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5 Things You Should Know about Investing in Silver

16/11/2011
By
Investing in Silver

Everyone seems to be interested in investing in gold, but silver prices are on the rise as well. While silver may not be as expensive as gold, it’s still a valuable investment. Of course, there are a few things you need to understand about this precious metal before spending your hard earned cash. Here are just five things you should know about investing in silver. Understand the Weight of Silver Weights can be rather confusing when it comes to precious metals, but you need to understand them. Not understanding how silver is weighed can lead to a poor investment. When purchasing silver, you may see it listed by troy pound, which is 12 troy ounces. Before you make your...

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Toilets and Compensation Claims: Porcelain Throne Payouts

14/11/2011
By
toilet

Going to the toilet is usually a hassle-free experience for those of us who avoid eating vindaloo on an all too regular basis. Many people even choose to use their time on the bog to indulge in a spot of reading or gain a few more stars on popular mobile game Angry Birds. For some though, going for a number one and/or two has proven to be a less than simple act and has resulted in claims for compensation being made. Here are just a handful of toilet-related compensation stories which have hit the headlines over the last decade: Festive Bog Lock-In Drives Man Round U-Bend December 2010 saw a jogger spend 17 hours trapped inside a block of...

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Top Tips for Buying a Home During a Recession

10/11/2011
By
buying a home

Don’t buy unless you’re financially stable doing so if you’re not is incredibly risky. Are your job, your salary and your working hours secure? If not, you might want to hold back on buying until you can be sure they are – being unemployed with a mortgage to pay is not a position you want to be in. What’s more, do you have a good credit rating? In order to get the best mortgage rates, you need to have a great credit rating. Again, if this isn’t the case it might be an idea to hold back for a while. Take out a credit card, use it for small payments and ensure to pay it off every month to...

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