Budgeting

Why some Banks are Unwilling to Give Small Business Financing

There are some banks that seem to be against the giving of small business financing. The term ‘small business financing’ is used, in this context, to refer to business loans that are small in terms of the amounts given, as well as loans of all sizes advanced to businesses that are small in size. The […]


U.S. Government Auto Auctions

U.S. Government Auto Auctions

At the GSA (General Services Administration) Fleet Vehicle Sales you can get the vehicle you are looking for at a great price. The government uses these auction services to get rid of the vehicles that are no longer used by federal agencies. Federal Agencies go through the U.S. General Services Administration to lease the vehicles […]


Breakdown of China’s Massive Emerging Economy

Last week, China announced it’s GDP had grown at a 9.8% rate for the last quarter of 2010. Compared to the U.S. GDP, which is expected to be 3.5% for the last quarter, China’s growth rate is almost three times higher than the United States. The Peoples Republic of China has become one of the […]


Using Your Savings

I’ve recently read loads of personal finance stories that deal with how to save money, but I haven’t seen many that state what you can actually do when you’ve reached your savings goal. Everyone’s savings goals are different, some people save for a particular product that they like the look of, where as others save […]


The Importance of Savings

Putting some money aside for savings is a really important and smart idea. It’s so easy to get caught up in our everyday lives sometimes it’s everything we can do just to keep on top of our regular finances, such as a checking account and paying bills, but we all know in the back of […]


Steps to help you make, and keep a budget

Budgeting isn’t fun, and the very idea of it has discouraged most of us from even trying. However, having and following a budget is essential for our future, and easy when you know how to do it. Savings offer both instant, and long term rewards. Whether you already have a budget that isn’t working out […]


The Who What When Where and Why of Getting Cash for Gold

Since the devastating recession of the American economy in the winter of ’07-’08, the battle cry of the average, hard-hit American has been “Cash for Gold!” This catchphrase is heard and seen everywhere, and has become deeply ingrained in our subconscious. What advertisers tend to do, however, is to robotically repeat the same lines about […]


3 Financial Tips for Young Adults

3 Financial Tips for Young Adults

Being a young adult is such an exciting time in life as new found freedoms and responsibilities arise. The pursuit of careers, relationships, first house, and FUN are on the priority list and financial decisions at this point in life can be crucial to financial success throughout life. Let me assure you that if you […]


The Five Most Common Tax Deductibles for Small Businesses and the Self-Employed

In the wake of the credit crunch and many years of erosion of the old job-for life culture, more and more people are coming to the conclusion that there are no longer any advantages to be had working their guts out for someone else. Instead, self employment and setting-up your own business are becoming increasingly […]


Tricks to combat impulse buying

Think before you buy. Easier said than done really. As most people find the urge to splurge quite hard to resist. Impulse buying is a dangerous habit and is the cause of needless debt. So how exactly do we avoid this trap when we are but mere humans, constantly subject to sale posters and marketing […]


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