Finance

How the Economy Has Affected Mortgage Rates

During the past few years we’ve seen the housing market take a plunge downward as lower mortgage rates have remained in place, while the economy has desperately tried to recover. Recently there has been a slight increase in the mortgage rates and buyers are wondering if the rates will continue to increase. One of the […]


Finance for the Future

Finance for the Future

Even in these times of economic uncertainty, there are still things that we can rely on – death and taxes.  While it might be difficult to think about that fact that death eventually comes to us all and it’s probably best not to dwell on that fact too much, it’s important to face facts and […]


8 Small Things That Can Change Your Spending Behavior

8 Small Things That Can Change Your Spending Behavior

The million-dollar question that everyone is asking is how do I cut my budget and save money? About ten years ago, no one was as concerned with trimming the fat. Well the truth is ten years ago America was not on the verge of a recession. Today more and more individuals are looking for authentic […]


How Networking Marketing Can Be Used to Fast Track Your Way to Wealth

If you follow the careers of most people about 80 % are either dead broke, depend on the state, or their parents, 19 % are financially independent and can stand on their own, while only 1% are rich enough to live life according to their own terms. In the state of today’s economy where nothing […]


Acquiring Assets: Your Ticket To Financial Independence

I was playing Cashflow 101 the other day with my friends when I realized a very important truth: passive income is what truly matters. Passive income equals freedom. For those who are not familiar with Cashflow 101, it’s an educational board game created by best selling author and financial advisor Robert Kiyosaki. It’s a great […]


Social Networking, Meet Billable Hours

Social Networking, Meet Billable Hours

If you’re a lawyer and you’re playing it by the book – like we all know that you are – then there are long, seemingly interminable stretches of your life lived in six-minute increments. The ticks of the clock are both a thorn in your side and a nugget of gold in your (or your […]


Effective Investors Understand Their Personal Style of Investing

Effective Investors Understand Their Personal Style of Investing

“Be true to thy self” is a phrase often heard in most all aspects of Life, and the application of this age-old wisdom is even appropriate in the field of investing.  Investing in any of our various markets requires discipline, knowledge, and experience, but the one key area that many investors unwittingly ignore is that […]


Teaching Your Kids Financial Literacy

Teaching Your Kids Financial Literacy

Even though money is such a huge part of the adult world, it’s often up to parents to teach kids what (little) they know about money, how it works and how to make it. But don’t panic! Giving your kid a solid grounding of financial knowledge and igniting that entrepreneurial spark isn’t actually that difficult; […]


Four Scenarios for Pension Buyouts

Four Scenarios for Pension Buyouts

When companies are looking to downsize but would rather not lay off workers, they often offer a corporate pension buy out (for companies in the private sector) or civil pension buyouts (for those in the governmental sector). Buyouts typically do not offer as much money as early retirement options, but they can still be invaluable […]


American Sales Down In May

Statistics suggest that US auto sales dipped in May by about .4% over the same month last year and by more than 5% over April. Sales on the retail market were down by about 50,000 vehicles over the previous month, suggesting continued softness in the economy and supply chain woes continue to take their toll. […]


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