Finance

Adapt or Get Sent to the Back

Adapt or Get Sent to the Back

We can all take a lesson from the bookstore chain Border’s. They did not adapt their online e-commerce and digital book collection quickly enough and now their retail stores are going bankrupt. Amazon and Barnes & Noble started their Internet based strategy sooner and are now doing better business because of it. While the Kindle […]


The best budgeting software to help you manage your personal finances

The best budgeting software to help you manage your personal finances

When it comes to managing your finances, staying on top and staying in control are crucial. Whether you want to maintain a big money share portfolio, monitor multiple savings accounts or simply keep a close check on your grocery spends each week, keeping accurate budget reports are crucial for keeping track of how your money […]


The Importance of Financial Literacy

The Importance of Financial Literacy

We go to school to learn new things. We want to be able to equip ourselves with the knowledge and skills necessary for adult life. Math, Science, English…these are all important subjects. But I believe that the most important subject of all is not taught at universities. Rather, it is taught in the school of […]


Managing the students wallet

This post contributed by Katei Cranford. School is a time for instruction. It can also be a time of financial chaos—from the windfalls of grants to the pits of misspending—students stay on a fiscal roller-coaster. But with some thought, planning and a bit of willpower, you can also coast through college on a steady path […]


Why small businesses need a physical security deposit box?

After small businesses have shopped extensively for the most competitive, business insurance quotes one of the first purchases they should make is a physical security deposit box. In an ideal world, the smart business owner, when making their business plan, would go out and purchase a security deposit box with the same bank or credit […]


Why Saving is the First Step to Investing

What is current financial state? Are you on the road to financial freedom or are you still struggling with money despite many years of toil? Many people think that the “rich” have it easy. They believe that because of their many businesses and smart investments money has ceased to become a problem. But what most […]


How the Economy Has Affected Mortgage Rates

During the past few years we’ve seen the housing market take a plunge downward as lower mortgage rates have remained in place, while the economy has desperately tried to recover. Recently there has been a slight increase in the mortgage rates and buyers are wondering if the rates will continue to increase. One of the […]


Finance for the Future

Finance for the Future

Even in these times of economic uncertainty, there are still things that we can rely on – death and taxes.  While it might be difficult to think about that fact that death eventually comes to us all and it’s probably best not to dwell on that fact too much, it’s important to face facts and […]


8 Small Things That Can Change Your Spending Behavior

8 Small Things That Can Change Your Spending Behavior

The million-dollar question that everyone is asking is how do I cut my budget and save money? About ten years ago, no one was as concerned with trimming the fat. Well the truth is ten years ago America was not on the verge of a recession. Today more and more individuals are looking for authentic […]


How Networking Marketing Can Be Used to Fast Track Your Way to Wealth

If you follow the careers of most people about 80 % are either dead broke, depend on the state, or their parents, 19 % are financially independent and can stand on their own, while only 1% are rich enough to live life according to their own terms. In the state of today’s economy where nothing […]


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