5 Financial Sins that Can Lead to a Bad Credit Rating
Jonny Jonny 22 hours ago

You might have heard of the phrase ‘credit rating’ before, but you might not know exactly what it me… Read More

 

Budgeting

See, I told You Bitcoin Was Volatile

Over the past year, I’ve written extensively about Bitcoin, essentially saying that I didn’t believe it was a safe investment at all. Most recently, it seemed that some people were becoming more comfortable with Bitcoin. A Canadian entity agreed to pay some of their workers with BitcoinOverstock.com allows it as a currency. Some states in […]


SIPPs Made Simple

Many people lack a complete understanding of what SIPPs actually are. This is a real shame, as they can be of great benefit to those who choose to invest in them. SIPP stands for Self Invested Personal Pension. This is, quite simply, a pension scheme that hands you control over how your retirement savings are […]


Evaluate before investing – Investment Outlook 2015

Modern investors prefer to invest globally and specially in the emerging economic potboilers of Asia. One of the crucial steps to take before investing globally is to study the value of the attractiveness of the foreign stock market. As the P/E ratios change every day, the specifications of single stocks can be misleading at times. […]


How to Create an ISA Investment Portfolio That’s Tailored to You

For many, expanding their ISA portfolio beyond cash ISAs is something they never consider. Cash ISAs seem a lot simpler to understand, and many are averse to the idea of venturing into a field that they haven’t fully grasped. However, these same people are often unaware that stocks and shares ISAs can be the better […]


Divergence among Angel Investors and Venture Capitalists in Relation to Equity

Students pursuing a career in finance often come across several questions about the role of an angel investor and that of a venture capitalist. In many ways both entities seek the same aspects, but there are a lot of variations that graduates stepping into the field must understand. It is subtle differences that participate in […]


Preparing New Year Budget: Are you doing it Right?

Rolling out a new budget in the New Year might be in your scheme of things. However, only making a decision won’t really help. In order to make your budget work “efficiently” you have to ensure that it (i.e. the budget planned by you) is realistic, practical and attainable. And most importantly, make sure that […]


5 Important Money Practices to Teach Your Children

For many of us, the concepts we learned about saving money are at best out-dated. Investment isn’t even something the average person learns about or considers until they’re in university. Even then, it is looked at in terms of making money without any work, rather than as a vehicle to build wealth. That’s not to […]


A look at the different types of settlement options

Everybody loves to spend money. You cannot have an unlimited supply of green paper and if you have the need to pay someone a large amount of money, you would prefer to pay it bit by bit, instead of one go. This is where structured settlements come into picture, helping you pay someone else’s personal […]


Managing Costs In Business: How Technology Can Help You Save Money

If you’re looking for ways to decrease the costs of operating your business, then better invest in technology. It sounds foolish on the onset—why spend when what you want to do is save? Trust us, the investment will be worth it and will surely help you save money in the long run, especially if the […]


Managing Your Finances: Why Your Credit Rating Is So Important

In today’s digitized world, everything, including money, has been given the ability to be transported through electronic signals, going in and out of several computers, before finally landing, hopefully, in the right hands. In the last decade, the use of credit cards has been steadily on the rise. With people constantly now purchasing with credit […]


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