Social Networking, Meet Billable Hours

Social Networking, Meet Billable Hours

If you’re a lawyer and you’re playing it by the book – like we all know that you are – then there are long, seemingly interminable stretches of your life lived in six-minute increments. The ticks of the clock are both a thorn in your side and a nugget of gold in your (or your […]

Common Tax Deductibles for SEO Consultants and Webmasters

Along with working from home (or a home office) and getting to be your own boss, one of the other advantages of being an SEO consultant or website owner and administrator is that you are classed as self-employed or a sole proprietor, a freelancer or a contractor. Though this brings it’s own share of headaches […]

The Top 5 Reasons to File for Bankruptcy

No one really wants to file for bankruptcy. It’s not fun and it doesn’t feel good to have to admit that you simply don’t have the money to pay your debts. However, in spite of the fact that it may not be an enjoyable experience, it’s also one which is extremely important and which can […]

Should I choose an IVA or bankruptcy?

A lot of people who find they have no way of repaying their unsecured debts in full face a choice between an IVA (Individual Voluntary Arrangement) and bankruptcy. Both forms of insolvency can help to free struggling borrowers from unmanageable debt problems, but there are key differences between the two that you should understand before […]

Tricks to combat impulse buying

Think before you buy. Easier said than done really. As most people find the urge to splurge quite hard to resist. Impulse buying is a dangerous habit and is the cause of needless debt. So how exactly do we avoid this trap when we are but mere humans, constantly subject to sale posters and marketing […]

How To Avoid Insolvency

Personal insolvency is the umbrella term for any circumstance where an individual has insufficient money available to make their loan repayments as they fall due. It’s a precarious position to find oneself but has become increasingly common over recent years, with over 135,000 individual insolvencies in England and Wales during 2010 alone. Insolvency is not […]

How You Can Avoid Bankruptcy

How You Can Avoid Bankruptcy

Do you know there are many Americans filing for bankruptcy? To many it seems the easiest way out of debt, but it can really hurt the future credit and livelihood of anyone who files for it. When a person files for bankruptcy it can haunt them for nearly 10 years or more. This means buying […]

Top 5 Free Online Money Management Tools

Today with the economy being the way it is, everyone is trying to make his or her money stretch as far as possible. To help you manage your finances there are some good free money management tools available online. Yodlee Yodlee MoneyCenter is an online management tool that has been around for a long time. […]

Top High Profile Bankruptcy Filings In Recent Times

Top High Profile Bankruptcy Filings In Recent Times

Some of the biggest companies and best-known brands in the world have been reported as filing a bankruptcy at one time or other. Sadly, in the recent recession, many of America’s most respected household names have been the subject of much public scrutiny for filing a bankruptcy under the laws of chapter 11. The largest […]

HAMP Still Not Performing as Projected

Reports out of the Congressional Oversight Panel have indicated that the HAMP (Home Affordable Modification Program) project has not lived up to expectations. The program, which began in March of 2009, when the Obama Administration published the Making Home Affordable (MHA) Program, gave mortgage services the tools necessary to begin defaulted loan modifications in the […]

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