Years ago, the concept of sending money instantly or even overnight was nothing more than an expensive headache. Wire transfers ruled the land and making them often took more effort than today’s generation could ever understand. The Internet has made sending money easier than ever before, and the fees associated with doing so have dropped over the years. Even still, many people don’t know how to send money online and thus stick to antiquated methods for sending money, some of which have barely improved over the course of the past few decades.
If there’s one good takeaway here, it’s that sending money over the Internet is incredibly easy, and there are a variety of resources out there that can make the process even less of a hassle. Give the following options a shot, all of which have a great reputation and can help you to better send your funds securely.
Paypal
Paypal is one of the most popular money transfer services on the web, and it seems a lot of transactions daily. The service is, in effect, an online bank account, allowing you to store and transfer money from one account to another (which comes along with no fees) or by using a credit card.
Where things get tricky, though, is with fees. There are differences between business and personal accounts on Paypal, and the former often comes along with fees for each transaction, which are generally based upon a percentage. Even though debit and credit cards can be used with Paypal, you also have to ensure that both parties have a Paypal account if you’re looking to send a receive money, which knocks down the service’s versatility and functionality a bit.
Still, Paypal is an effective method of transferring money, and the instantaneous aspects of it certainly can’t be overlooked.
RIA Money Transfer
For those who are looking to simply transfer money with their debit or credit card, RIA Money Transfer is a great option. After registering, you simply choose who you’re planning on sending money to and choose a delivery option (either bank deposit, cash pick-up at a local store, or courier delivery). Once you submit your payment, you can use the company’s website to track your transfer and ensure that everything goes off without a hitch.
Fees can vary depending upon how much money you’re sending and where you’re sending it to, but they generally stay on the low side of the spectrum.
Amazon Payments
Anyone who does a lot of work with Amazon’s platform owes it to themselves to check out Amazon Payments. Many people compare Amazon Payments to Paypal, with some saying that it is to Amazon what Paypal is to eBay. In other words, AP is fully integrated into the Amazon platform, allowing you to send and receive money, pay for items, and more at the click of a button. Considering how much of a giant presence Amazon has on the Internet, it should come as no surprise that Amazon Payments offers great security features on top of all its other benefits. If you use Amazon regularly, this one is for you.
So if you’re new to sending money online and don’t know where to start, consider giving one of the above a shot. Each has a great reputation, and the only way to find which service is right for you is to experiment with all of them.
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