The majority of people find it tough to handle their finances and make payments on their outstanding bills, especially in their later years. The aging population is growing very fast making this is a situation that is becoming extremely common. As per the Department of Health and Human Services, by 2030, there will be around...
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Factors to Consider Before you Switch Jobs – Tips for Making the Move
Do you feel stuck in years of double-digit or single-digit unemployment? Do you think that your home state has hardly been flourishing with job opportunities? If answered yes, you must have been determined to steer in a new direction to get a brand new life with a new job. Although landing on a new job...
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How Youthful Spending Affects Later Savings
When we’re younger, it feels like we can put off saving for later. We have all of the time in the world to make up for any youthful financial mistakes we might make in our late teens and even mid-late twenties. It’s easy to fall into the trap of feeling financially invincible. This is why...
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A Few Creepy and Not-So-Famous Predictions for the Investment World in 2017
As we turn the calendar to the New Year, 2017, this is again the time of rigorous speculations about what is going to come in the New Year. As we know that there are no crystal ball experts out there, predictions are often funny to us and we mostly love to read them, even though...
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Tips for homeowners taking out a mortgage – Is it going to be a favorable year for homebuyers?
In the last year, we saw mortgage rates hover around their record low levels but of late, it has been rising since the last few months, thereby increasing the average rate on a 30 year fixed rate mortgage to 4.35%. This has been recorded as the highest since 2014 April and much above the average...
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New on the Property Ladder? How to Cut the Cost of Living
The average annual cost of living in the United States for a single adult with no children is $28,458. With food estimated to cost $271, healthcare at $273, housing costing $560, taxes taking $372, transportation coming at a price of a whopping $493, and other necessities esteemed in the region of $401: the monthly cost...
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Neill Billock Brings Industry Expertise to New Venture
Marketing executive Neil Billock is stepping out of his full-time role at Vertical Direct Marketing Group (VDMG) in order to pursue an independent consultancy project. The new venture will capitalize on his experience in the direct marketing industry; it aims to provide marketing and sales outcomes for businesses seeking specialist assistance. The venture will primarily...
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Time Is Money! Learn To Prevent Unwanted Delays In 3 Minutes Flat
Financial status plays a massive role in all of our lives, and we all desire a sense of freedom in this aspect of life. Money struggles are a major worry at all times. But it’s even more frustrating when those problems are rooted in the fact you haven’t received the funds you are due. Unfortunately,...
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Track your holiday expenses to spend a New Year sans debt – Financial apps for iPhone
As we just get out of the festive season and welcome the New Year, this is the right time for a reality check on your personal financial level so that you know where you stand financially. It is possible to reduce your expenses and start saving only when you are able to track your expenditure...
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How You Can Ensure Disaster Isn’t Followed by Debt
It can be difficult to plan for disaster because it doesn’t make for a particularly pleasant topic to talk about or think about. However, if you don’t plan, a personal tragedy can quickly be compounded by financial trouble. There are several plans you can put in place to help you prepare for a more difficult...