There are a lot of common myths when it comes to credit scores and obtaining credit reports. Some of these myths include, ‘checking your credit report will lower your credit scores,’ and ‘viewing credit reports is expensive and unnecessary.’ These myths, of course, have since been discovered as untrue, and more and more people are...
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5 Tips for Filing Your Own Taxes
Tax season is here again and everyone is being faced with the grueling task of getting their taxes done on time. This is a task that many people dread every single year, but of course, everyone also looks forward to their return. This time of year, the question often comes up whether or not to...
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5 Financial Sins that Can Lead to a Bad Credit Rating
You might have heard of the phrase ‘credit rating’ before, but you might not know exactly what it means. A credit rating is basically an evaluation of how well placed you are to pay back your loans. This may be used in conjunction with an appraisal of your credit report, which is basically a list...
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6 Things to Know Before You Get a Business Loan
Every small business owner faces the same problem: they all need more capital to successfully grow their business. No matter how well things are going with sales, marketing, and customer relations, at some point you will need a loan to move forward with the ultimate goals for your business. However, getting a loan is no...
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See, I told You Bitcoin Was Volatile
Over the past year, I’ve written extensively about Bitcoin, essentially saying that I didn’t believe it was a safe investment at all. Most recently, it seemed that some people were becoming more comfortable with Bitcoin. A Canadian entity agreed to pay some of their workers with BitcoinOverstock.com allows it as a currency. Some states in...
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SIPPs Made Simple
Many people lack a complete understanding of what SIPPs actually are. This is a real shame, as they can be of great benefit to those who choose to invest in them. SIPP stands for Self-Invested Personal Pension. This is, quite simply, a pension scheme that hands you control over how your retirement savings are invested....
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How Cloud Computing Can Help Your Business
Cloud computing is becoming ever prevalent in the business world these days, and with good reason. So you’ve probably already heard of it, and probably already know what it is. You may even be using it without realizing it in your personal life, such as on your smartphone. But you may not know how you...
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Evaluate before investing – Investment Outlook 2015
Modern investors prefer to invest globally, especially in the emerging economic potboilers of Asia. One of the crucial steps to take before investing globally is to study the value of the attractiveness of the foreign stock market. As the P/E ratios change every day, the specifications of single stocks can be misleading at times. GDP...
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How to Create an ISA Investment Portfolio That’s Tailored to You
For many, expanding their ISA portfolio beyond cash ISAs is something they never consider. Cash ISAs seem a lot simpler to understand, and many are averse to the idea of venturing into a field that they haven’t fully grasped. However, these same people are often unaware that stocks and shares ISAs can be the better...
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Divergence Among Angel Investors and Venture Capitalists Concerning Equity
Students pursuing a career in finance often come across several questions about the role of an angel investor and that of a venture capitalist. In many ways, both entities seek the same aspects, but there are a lot of variations that graduates stepping into the field must understand. It is subtle differences that participate in...
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