Choosing a bank for your personal account and choosing a bank for your small business are completely different ball games altogether. You must choose the right bank for your business accounts as you need to be careful about whom you trust your money with. There are some banks which provide you with free business banking...
Month: December 2012
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Giving a Gift? Know About Gift Taxes
Giving a gift to a friend, family member, or colleague is generally considered to be a good thing. However, the Internal Revenue Service may view it as a taxable financial transaction. If you are not careful, your gift may end costing you hundreds or even thousands of dollars in taxes. To get the most out...
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A Solution to Consider If You Really Need to Split up
Nobody enters into situations in life expecting the worst. You don’t buy a car, expecting that it will break down and leave you stranded in the middle of nowhere. You don’t apply and accept a job expecting that is going to fail, and possibly even get fired. You don’t decide to meet your friends at...
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Where To Buy A Live Christmas Tree In Queens
There’s nothing that will quite capture the spirit of the holidays more than having a live Christmas tree. Just because you live in Queens doesn’t mean you can’t enjoy this seasonal tradition, as there are several locations where you can buy a live tree that is right in your neighborhood. Green Point Trees If you’d...
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How To Cut Expenses and Retire Right
Retirement looks different for everyone, as every retiree has a unique budget, interests, passions, and hobbies. One thing rings true for all retirees, however: The more you can cut expenses and save your pennies when you are young, the more financially secure you will be in retirement — and the better able to spend your...
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The Importance Of Retirement Planning
Never Too Early To Start Planning For Your Retirement Planning for your retirement is one of the most important financial decisions you can make. As a general rule, the earlier you begin to plan for retirement, the better. Even if you are young, it is always a responsible decision to save money for the future....
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10 Tips for Buying an Investment Property
Property investment can be a really fun thing to do if you do it right. Try being resourceful, look for tips and tricks, look the facts up and make confident and educated decisions. Here are some of the best tips considering the acquirement of an investment property. Location This is always a huge deal. It’s...
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Real Property Remains a Solid Investment
Investments in real property are generally considered solid options because they build equity over time. Land titles are tangible proof that the holder possesses something of value. However, property owners must acquire property at the right price to make sure that the investment pays off given time. Property Assessment Defines the Price When it comes...
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Joint Mortgages: Things To Keep In Mind When Buying A Property With Other People
People who want to get on the property ladder are looking to pool their resources to secure joint mortgages to purchase a property. It does not have to be a luxury property. A home they can call their own can seem unachievable these days, given the requirements for deposits of at least 25% of property...
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Educate Your Children on Drunk Driving in Pennsylvania
Unfortunately, drunk driving in Pennsylvania is a growing problem. According to Mothers Against Drunk Driving, 33 percent of the total traffic deaths in the state in 2011 involved a drunk driver, and those fatal incidents claimed 433 lives. While there are many other states with more drunk driving-related fatalities than Pennsylvania, the 2011 totals mark...