When you first meet with your financial planner, you can expect to exchange greetings with a professionally attired financial adviser. The adviser wants the responsibility of managing some of your assets to map a path to your financial security. The information you share will always be treated confidentially. The most financial planner begins the process...
Just when you think it can’t get any tighter, the home budget takes another hit. Breaking open the piggy bank doesn’t help when food prices skyrocket out of control. You only have so much to spend, and you have to stretch it out. Shopping for groceries is one area that gives you back some control and...
If you have a family, you are likely to be well aware of the significant cost associated with feeding them every week. Therefore, although there are certainly many ways to cut down on your spending when it comes to family households, some of the biggest savings can be made by simply being careful how you...
Image by Images Money. If you’re self-employed or the owner of a small business, it is usually much more worthwhile outsourcing your tax return to an accountant than doing it yourself. Even if you can do it quickly and efficiently, having an accountant fill out your tax return reduces your chances of making expensive mistakes...
When Walter Wisniewski became a concert pianist, he could recall the long hours of practice, the missed notes, and the nervousness at his first recital. He may not have been aware of the exact moment that his notes turned into music, but he knew that a transition had occurred as his fingers developed a special...
Oh, back-to-school, maybe the most loved and hated time of year. Summer coming to an end– bummer. Getting to see friends again—yeah! Having to go to class, take tests, and study—bummer. Back-to-school shopping—yeah! Hard to make the back-to-school shopping season comparable to the Thanksgiving to Christmas run. A couple of big retailers even announced a...
Planning to buy your son a new Mac book on his 18th birthday? Thinking of gifting dear wife an expensive solitaire this anniversary? It is these little moments and fulfillment of the dearest desires that make life worth living. But the money issue can ruin these little moments. Don’t let finances spoil your dream moments....
Ah… The feeling of being a new mom. So much joy. So much hope. And so many questions… It’s a very exciting time. From the wonder to the uncertainty, being a new mom comes with a laundry list of new chores, new responsibilities, and new expenses. However, being informed is the best way to keep...
You’re probably aware that your iPhone or iPad can do much more than just keep you in touch with friends and family or help you surf the web. With these free apps, your smartphone can work for you to help you save time and money every day. Red Laser Bar Code Scanner – An Apple...
Of late, annuity plans have become quite popular in comparison to other retirement products, particularly among those people who are not ready to sacrifice a part of their retirement savings. However, there are some downsides to it as well. My pension expert is dedicated to making you familiar with the whole concept. 1) Pros of...