Bond investments require an acute understanding of periodic interest payments, inflation fluctuations, as well as how these factors affect the yield value. Owning a bond is attached to a stream of future cash repayments. These overheads act as a function of your required return and can be affected by oscillations in market prices. Measure your...
Throughout history, gold has remained a smart option for a stable investment. In recent years, uncertainty about the future value of paper money has led to increased interest in gold, and the soft, precious metal is now popular with investors at all levels. Here’s a look at the key facts regarding smart gold investment for...
Budgeting is undoubtedly, inarguably, certain, as difficult as trying to squash a giraffe into a paper bag. Attempting to slim down those expensive, extravagant purchases in favor of getting the value-priced tinned beans, and restricting your own bank account for fear of an unrelenting lack of self-control is certainly difficult. You, however, may not know...
Financial bubbles are a way for major financial institutions to profit from ordinary players in the economy. All it takes is a look back to 2007 to understand the danger of financial bubbles. In 2007, the sub-prime mortgage crisis hit an all-time high, and millions of people have been left with foreclosure homes ever since....
When the economy in the United States started to take a turn for the worse in 2008, the housing industry was at the forefront of the problem. Being a bit more specific, it was the mortgage industry that took down a good amount of once-profitable banks, throwing the whole housing industry into turmoil. But how...
A home office can be one of the best tax deductions for professionals that choose to work at home. Unfortunately, a home office tax deduction is also one of the biggest red flags for an IRS audit. To avoid tipping off the IRS audit monsters, make sure your home office follows the guidelines for a...
In light of the housing bubble and other financial disasters, it is understandable that, although homes now cost less, mortgages are just that much harder to attain. You’re probably in like white on rice if you have good credit though, so hit up CreditKarma to get your free credit score and make sure. If your...
Reverse mortgages are a way for retirees to release part of their home equity in the form of either a monthly payment, cash lump sum, line of revolving credit, or a combination of all three. These mortgage products have grown in popularity since their creation and now over 600,000 loans are outstanding moment. Although a...