Making the Most of Your Income

Making the Most of Your Income

When managing your finances it is important to look at income and expenses alike. Often times we are burdened by the enormity of our expenses and can become saddened when we watch the expenses grow while our income remains the same. Although increasing your income is easier said than done, it is possible. All you […]


What is the Advance Decline Line?

What is the Advance Decline Line?

The most appropriate definition of the Advance/Decline Line is that it is a technical indicator chart which presents the changes in the value of the advance-decline index over a certain period of time. The points plotted on the chart are evaluated by calculating the difference between the number of advancing/declining issues and then summing up […]


How to Save Money when Going Out

How to Save Money when Going Out

The economic recession has come with its set of hardships and lessons that will stay with us for a while now. Those who lost their jobs realized the importance of savings. So whether it is your proactive nature or tough financial situation that is forcing you to spend wisely, the following tips will prove to […]


Life-long Friends Start in College

Life-long Friends Start in College

When you go to college, you will probably not know anyone. You will have a roommate but you want to meet new people so that you can have someone to hang out with during the weekends or even have a study buddy. Meeting new people may seem scary at first but there are many ways […]


Why being a financial pessimist sometimes helps you in making the right decision

Why being a financial pessimist sometimes helps you in making the right decision

No one is going to encourage you to become an out and out pessimist because negative Nellies are not pleasant to be around. However, there can be advantages to pessimism when it comes to handling finances. Pessimists tend to have more money than optimists. A pessimist is one who perceives a half-filled glass as being […]


Further Damage To US Pension Funds

Further Damage To US Pension Funds

While relatively few countries’ pension funds have escaped unscathed from the current financial crisis the US seems to have taken the biggest hit over the last couple of years. It’s not a huge surprise, given that pension plans in the US make up more than 60% of global pension assets. The ongoing financial crisis has […]


The Tax Efficient Way To Save For Your Children.

The Tax Efficient Way To Save For Your Children.

All children could benefit from the lump sum that a Junior ISA (a savings account launched just last November) with help from their parents in future. Only children who were born before 1 September, 2002 or after 2 January 2011 are able to qualify for this scheme, as anyone born between these dates was able […]


How to Better Manage Your Finances

How to Better Manage Your Finances

With the economy upside down, so are many people’s bank accounts. If you are willing to take a grip of it, it can easily be turned around. Managing your money is all about living within your means, defining budgets and spending plans and sticking to it. We take a look at some of the things […]


Investment Ideas for a Down Economy

Investment Ideas for a Down Economy

Despite the struggling economy, many entrepreneurs and individuals are investing lucratively. During times of economic crisis, it can be difficult to know where your money is safe. Investing as a practice can feel almost like a gamble. However, those who take chances with their investments often see a high return both during the economic difficulties […]


What Should You Do With Your Savings

What Should You Do With Your Savings

So, you are looking at some serious cash in your savings account. No matter how you got it or where it came from, you now have some serious decisions to make. Should you spend it, save it, or invest it? The possibilities are endless, but there are a few things you can do to continue […]


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