They say there are two things best not discussed in pubs, politics, and religion. I’m here to tell you of a third thing not to disclose or discuss, don’t tell anyone you are a debt adviser. If you are one and disclose it, the response you will usually receive is, “do I need to talk...
In a climate of volatile stock markets and low rates of return offered on many savings and investment options, investing in property through a buy-to-let mortgage arrangement may look like an enticing prospect to the investor. For those able to raise a large enough deposit, a buy-to-let property can have the potential to generate a...
Even though the recession has been declared officially over, most people are still struggling to bounce back. Fortunately, there are several simple ways to save cash today that do not require a great deal of effort. Consider the following 10 suggestions: 1. Don’t pay for extended warranties. When you buy household appliances, even inexpensive ones,...
This is a wild time to be starting a small business. Web-based applications are accelerating and technology, in general, is changing the nature of the workplace. Data storage, networking, and communication standards are all in flux. If you’re actively developing your business model and are looking for some fresh methods to help you stay ahead...
Facebook’s meteoric rise from dorm-room-prank to one of the world’s most valuable companies (based on recent valuations) has been well documented. The website is used by hundreds of millions of people worldwide and in February of 2012, Mark Zuckerberg, the famous CEO of Facebook, announced that the Company had filed with the Securities and Exchange...
Depending on whether you are required to cough up some unexpected tax money or you are owed a refund, tax season can either seem like doomsday or like Christmas in April. Even though most people dread the filing process, it is more than worth it to discover that you have a sweet refund check headed...
If you’ve hit rock bottom financially your thoughts will most likely turn to find ways to get quick cash. But when stressed with mounting bills, creditors’ calls, and a continual sinking feeling you may not make the wisest choices on how to stem the tide of debt. Life’s troubles naturally ebb and flow, so if...
It is very necessary for you to have proper personal finance habits in order to stay out of debt. The major problem with most Americans is that they fail to live within their means. What you should understand is that saving is an integral part of your life and you should spend less than what...
Managing your finances can be a challenging task, particularly if you are living on a limited budget. It may seem as though you have already spent each paycheck before you even receive it. Fortunately, there are seven simple strategies you can use to more effectively manage your finances and avoid the stress of financial emergencies....
My husband and I live on a tight budget. We rarely go out to eat, we price compare everything from cantaloupes to health insurance, and new ways to save money are constantly on my mind. But despite our frugal lifestyle, we both have a weakness for collecting. Show us a decent deal on an item...