Small Businesses Begin to Borrow Again

There is some good economic news to come out since the global financial crisis. According to recent research by DBM Consultants, there has been growth in Australian small businesses borrowing from the big four banks.The research of 19,000 Australian businesses found that since November 2010, for companies with a turnover of $5 million or less, […]


Succeeding Financially With Your New Business

Succeeding Financially With Your New Business

You have probably heard of a business which began with very little resources and struggled on by for a while until the recent recession, in which they sunk causing job losses internally and throughout suppliers and customers. One such case is Woolworths an entertainments business and high street brand (though not a small business by […]


5 Money Tips for Seniors Facing Financial Difficulties

5 Money Tips for Seniors Facing Financial Difficulties

Gas, food, and utility bills all rise in cost while most seniors live on a fixed monthly income that does not increase. Even seniors who planned well for their retirement can easily find themselves facing financial problems. Fortunately, there are options out there for seniors to help keep their finances from spiraling out of control. […]


Would New Federal Controls On Credit Card Debt Collection Help Consumers?

As a result of increasing public pressure for governmental support of debt relief measures (spearheaded by the ever more powerful advocacy groups tackling the basest tendencies of the credit card debt industry), commentators and pundits familiar with the goings on around Capitol Hill agree that our elected officials may soon have no choice but to […]


Developing Good Money Habits

Developing Good Money Habits

In the face of some of our country’s toughest economic times, we are forced to get back to the basics of imagination and creativity. Here are a few tips to getting your personal finances under control, while establishing habits to save money and create savings for your future. Put Your Household on a Budget First, […]


Are you due a spending makeover?

The question ‘do I need a spending makeover?’ is one that we should all ask ourselves regularly. New financial products are being introduced, there are always inviting incentives to switch providers and, of course, credit card balance transfer deals such as those to be found here. Circumstances too might have changed. Saving to buy a […]


Debt Consolidation: Pros and Cons

Debt Consolidation: Pros and Cons

Are you considering consolidating all your loans? For sure, you are intending to do so to effectively overcome your debt problems soon. However, as we all know, such loan products are not only full of advantages. There are also disadvantages that come with those. In the case of debt consolidation loans, you may be surprised […]


When Cash Advances Can Pay Off for Borrowers

You’ve no doubt heard about the pitfalls of “ no fax payday loans ” or paycheque cash advances . The interest rate, when compounded over a full year’s time, stretches into three and four figures. That would not make sense because it would mean the payback would be bigger than the loan itself. Fortunately, not […]


Dancers and Credit Card Debt Relief

As with individuals of all vocational backgrounds, dancers face the potential threat of credit card debt. Whether accrued as a result of irresponsible spending, budgetary dependency or just unfortunate life circumstances in general, debt can become a significant barrier to financial independence. Although individuals facing credit card debt may have to have missed multiple successive […]


Think and Grow Rich by Napoleon Hill

Think and Grow Rich by Napoleon Hill

Although the famous personal development book Think and Grow Rich was written more than 7 decades ago, the principles have remained true to this day.  Whether they know it or not, people who are financially successful exhibit many of the principles that were discussed in the book.  Let’s take a look at some of the […]


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